16 Lewis St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 16 Lewis St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,127 sqft · built 1927
Lot Size	0.16 acres (6,974 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Nov 1993)
Tax Bill	$5,536 (2026)
Deeds & Mortgages	May 2021 Refinance Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-G B:0010 L:0006`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-G B:0010 L:0006`
Alternative APNs	`M:006=G B:0010 L:0006` `4478017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,127 sqft Living Area
Gross Area	1,951 sqft
1st Floor Area	619 sqft
Basement Area	564 sqft
Unfinished Basement	564 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,974 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	4478017
Street Address	16 LEWIS ST
City	SAUGUS
State	MA
Zip	01906-2672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	10
Legal Lot Number	6
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3023
Census Tract	208101

Owner

16 Lewis St is owned and occupied by an individual who bought it in November 1993.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	16 LEWIS ST, SAUGUS, MA 01906-2672
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Feb 6, 2017	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 1993 · Amount on File
Deed Sale	Nov 1, 1993 · Amount on File
Deed Book / Page	12216 / 220
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	16 LEWIS ST, SAUGUS, MA 01906-2672
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39878-553
Date	May 14, 2021
Book Page	39878/553
Instrument	20210514005800

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	16 LEWIS ST, SAUGUS, MA 01906-2672
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35663-15
Date	Feb 6, 2017
Book Page	35663/15
Instrument	98

Lender

Name	WEBSTER FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 16 Lewis St was $5,536, up 3.7% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,536.00 (+3.65%)	$531,300 (+6.24%) Land $334,800 Building $196,500	$520,994 (+0.55%)
2025	$5,341.00 (+4.58%)	$500,100 (+4.3%) Land $304,400 Building $195,700	$518,130
2024	$5,107.00 (+3.11%)	$479,500 (+9%) Land $287,000 Building $192,500
2023	$4,953.00	$439,900 Land $252,200 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Lewis St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 units insured incl. 6 condo units
Nearby Flood Claims	2 (1978–1996)
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 Lewis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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