Middlesex County and Winchester Town property record for 16 Ledgewood Rd, Winchester, MA 01890
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 6,091 sqft · built 1998 |
| Lot Size | 0.625 acres (27,229 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,500,000 (Jul 2022) |
| Tax Bill | $26,027 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:005 B:0201 L:0 |
| Primary APN | WINC M:005 B:0201 L:0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 6,091 sqft Living Area |
| Gross Area | 8,614 sqft |
| Basement Area | 2,497 sqft |
| Unfinished Basement | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 27,229 sqft (0.625 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 16 LEDGEWOOD RD |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-3121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDB |
| Legal Subdivision | PLAN 8101 O |
| Legal Block | 201 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 338500 |
16 Ledgewood Rd is owned and occupied by two individuals who bought it in July 2022.
Source: Middlesex County and Winchester Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 LEDGEWOOD RD, WINCHESTER, MA 01890-3121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · ARM WINCHESTER COOPERATIVE BANK |
| Jul 11, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on File |
| Deed Sale | Jul 11, 2022 · Amount on File |
| Prior Sale | Sep 26, 2014 · Amount on File |
| Prior Transfer Date | Jul 7, 2022 |
| Prior Transfer Doc | 0001918120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 16 LEDGEWOOD RD, WINCHESTER, MA 01890-3121 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001897861 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 1897861 |
| Name | WINCHESTER COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Oct 28, 2026 |
| Index | 5-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Jul 11, 2022 |
| Property Address | 16 LEDGEWOOD RD, WINCHESTER, MA 01890-3121 |
| Document Number | 0001918120 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 1918120 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 LEDGEWOOD RD, WINCHESTER, MA 01890-3121 |
| Document Number | 0001918121 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 1918121 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Type Change Date | Aug 1, 2032 |
| Max Rate At Change | 2.75% |
| Index | Other |
The 2026 property tax bill for 16 Ledgewood Rd was $26,027, up 10,228.2% from the year before.
Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,027.00 (+10,228.17%) | $2,349,000 (+3.04%) Land $1,038,200 Building $1,310,800 | $2,938,546 (+5.71%) |
| 2025 | $252.00 (-98.98%) | $2,279,800 (+4.41%) Land $1,007,800 Building $1,272,000 | $2,779,890 |
| 2024 | $24,740.00 (+0.8%) | $2,183,600 (+4.99%) Land $1,007,800 Building $1,175,800 | |
| 2023 | $24,543.00 | $2,079,900 Land $947,000 Building $1,132,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Ledgewood Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2001–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Ledgewood Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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