16 Ledgewater Dr, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 16 Ledgewater Dr, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,994 sqft · built 1999
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$638,000 (Apr 2020)
Tax Bill	$12,589 (2025)
Deeds & Mortgages	Aug 2021 Refinance Apr 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:084 L:001`

Property Details

APN / Parcel Number

Primary APN	`KENB M:084 L:001`
Alternative APNs	`M:084 L:001 U:000` `713`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,994 sqft Living Area
Gross Area	6,459 sqft
1st Floor Area	1,774 sqft
Basement Area	1,768 sqft
Unfinished Basement	1,314 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	28,314 sqft (0.65 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	713
Street Address	16 LEDGEWATER DR
City	KENNEBUNK
State	ME
Zip	04043-7748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Lot Number	1
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	1
Census Block	1001
Census Tract	28004

Owner

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 LEDGEWATER DR, KENNEBUNK, ME 04043-7748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WYNDHAM CAPITAL MORTGAGE INC
Apr 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WRIGHT PATMAN CONGRESSIONAL FCU
Jun 19, 2018	Deed of Trust, Mortgage · ARM KENNEBUNK SVGS BANK
Jun 25, 2021	Correction Deed
Apr 7, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
May 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2020 · Amount on Record
Deed Sale	Apr 7, 2020 · Amount on Record
Prior Sale	Feb 21, 2006 · Amount on Record
Deed Document Number	202015312
Deed Book / Page	18213 / 325
Prior Transfer Date	Mar 27, 2020
Prior Transfer Doc	0000015312
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	16 LEDGEWATER DR, KENNEBUNK, ME 04043-7748
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187660290
Date	Aug 11, 2021
Book Page	18766/290
Instrument	2021046940

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	16 LEDGEWATER DR, KENNEBUNK, ME 04043-7748
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189990561
Date	Apr 11, 2022
Book Page	18999/561
Instrument	2022016127

Lender

Name	WRIGHT PATMAN CONGRESSIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	16 LEDGEWATER DR, KENNEBUNK, ME 04043-7748
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177360291
Date	Jun 19, 2018
Book Page	17736/0291
Instrument	2018022655

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2028

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Jun 25, 2021
Property Address	16 LEDGEWATER DR, KENNEBUNK, ME 04043-7748
Document Number	0187120497
Book / Page	18712 / 497
Instrument Date	Jun 23, 2021
Instrument	2021036311
Record Updated	Feb 3, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	16 LEDGEWATER DR, KENNEBUNK, ME 04043-7748

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Apr 7, 2020
Property Address	16 LEDGEWATER DR, KENNEBUNK, ME 04043-7748
Document Number	0182130325
Book / Page	18213 / 325
Instrument Date	Mar 27, 2020
Instrument	2020015312
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 LEDGEWATER DR, KENNEBUNK, ME 04043-7748

Mortgage

Document Number	0182130327
Date	Apr 7, 2020
Book Page	18213/327
Instrument	2020015313

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENNEBUNK ME
Recording Date	May 16, 2019
Property Address	16 LEDGEWATER DR, KENNEBUNK, ME 04043-7748
Document Number	0179500634
Book / Page	017950 / 000634
Instrument Date	May 14, 2019
Instrument	17308
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 LEDGEWATER DR KENNEBUNK ME 040437748, KENNEBUNK, ME 04043-7748

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,589.00 (+6.88%)	$1,278,100 (+83.93%) Land $487,300 Building $790,800
2024	$11,779.00 (+5.61%)	$694,900 (-) Land $187,200 Building $507,700
2023	$11,153.00 (+9.93%)	$694,900 (-) Land $187,200 Building $507,700	$1,252,195
2022	$10,146.00	$694,900 Land $187,200 Building $507,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber, GoNetspeed.

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