16 Laurel Sq, Mount Hermon, CA 95041 Property Records

Santa Cruz County property record for 16 Laurel Sq, Mount Hermon, CA 95041

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,358 sqft · built 1907
Lot Size	0.122 acres (5,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$755,000 (Dec 2020)
Tax Bill	$9,927 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-101-06`

Property Details

APN / Parcel Number

Primary APN	`066-101-06`
Alternative APN	`066-101-06-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,358 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1988
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	5,314 sqft (0.122 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	180 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	16 LAUREL SQ
City	MOUNT HERMON
State	CA
Zip	95041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	MOUNT HERMON PARK 04
Legal Lot Number	8
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	120700

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 332, MOUNT HERMON, CA 95041-0332
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Nov 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 6, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	202055951
Prior Transfer Date	Oct 7, 2019
Prior Transfer Doc	0000034583
Record Updated	Sep 20, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 22, 2020
Property Address	16 LAUREL SQ, MOUNT HERMON, CA 95041
Document Number	0000055951
Map Reference	MB 16 PG 4
Instrument Date	Dec 15, 2020
Instrument	2020-0055951
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16 LAUREL SQ, MOUNT HERMON, CA 95041

Mortgage

Document Number	0000055952
Date	Dec 22, 2020
Instrument	2020-0055952

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 6, 2019
Property Address	16 LAUREL SQ, MOUNT HERMON, CA 95041
Document Number	0000034583
Instrument Date	Oct 7, 2019
Instrument	34583
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3114 WILLOW AVE #100 CLOVIS CA 936124750, 100, CLOVIS, CA 93612-4750

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 6, 2019
Property Address	16 LAUREL SQ, MOUNT HERMON, CA 95041
Document Number	0000034582
Instrument Date	Oct 7, 2019
Instrument	34582
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16 LAUREL SQ MOUNT HERMON CA 95041, MOUNT HERMON, CA 95041

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$833,581 (+2%) Land $585,163 Building $248,418
2025	$9,927.00 (+4.21%)	$817,236 (+4.04%) Land $573,689 Building $243,547
2023	$9,526.00 (+2.4%)	$785,502 Land $551,412 Building $234,090	$772,470
2022	$9,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	26 (1995–2023)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 16 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT. HERMON ASSOCIATION, INC. private · serves 1,176 people · EPA ID CA4410008
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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