New Hanover County property record for 16 Laurel Dr, Wilmington, NC 28401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1957 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,000 (Mar 2019) |
| Tax Bill | $1,318 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R03311-004-006-000 |
| Primary APN | R03311-004-006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,512 sqft |
| Finished Basement | 1,512 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 34,412 sqft (0.79 acres) |
| Terrain | Low |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 161 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 16 LAUREL DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28401-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20,RESID |
| Legal Description | LOT 33 WRIGHTSBORO ACRES |
| Legal Subdivision | WRIGHTSBORO ACRES |
| Legal Block | 4 |
| Legal Lot Number | 33 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | CAPE FEAR |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 11504 |
16 Laurel Dr is owned and occupied by an individual who bought it in March 2019.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 LAUREL DR, WILMINGTON, NC 28401-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Mar 6, 2019 | Warranty Deed, Transfer · FHA Mortgage PLAZA HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2019 · Amount on File |
| Deed Sale | Mar 6, 2019 · Amount on File |
| Prior Sale | Jan 1, 2001 |
| Deed Document Number | 20196236 |
| Deed Book / Page | 6199 / 1519 |
| Prior Transfer Date | Jan 2, 1994 |
| Prior Transfer Doc | 9901000294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 16 LAUREL DR, WILMINGTON, NC 28401-2627 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00660802226 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 6608/2226 |
| Instrument | 2022040317 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | WILMINGTON, NC 28405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 16 LAUREL DR, WILMINGTON, NC 28401-2627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00643600430 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 6436/430 |
| Instrument | 2021018287 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Mar 6, 2019 |
| Property Address | 16 LAUREL DR, WILMINGTON, NC 28401-2627 |
| Document Number | 0061991519 |
| Book / Page | 006199 / 001519 |
| Instrument Date | Mar 4, 2019 |
| Instrument | 6236 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 LAUREL DR WILMINGTON NC 284012627, WILMINGTON, NC 28401-2627 |
| Document Number | 61991522 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 006199/001522 |
| Instrument | 6237 |
| Name | PLAZA HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2049 |
| Rate | 5% |
|---|
The 2025 property tax bill for 16 Laurel Dr was $1,318, up 28.1% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425,000 (+29.22%) Land $134,200 Building $290,800 | $425,000 (+29.22%) Land $134,200 Building $290,800 | |
| 2025 | $1,318.00 (+28.09%) | $328,900 Land $134,200 Building $194,700 | $328,900 Land $134,200 Building $194,700 |
| 2024 | $1,029.00 (+0.59%) | ||
| 2023 | $1,023.00 (-0.97%) | $183,000 Land $98,700 Building $84,300 | $183,000 Land $98,700 Building $84,300 |
| 2022 | $1,033.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Laurel Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 5 (2005–2018) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Laurel Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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