16 Larkin Ln, Saint Louis, MO 63128 Property Records

St. Louis County property record for 16 Larkin Ln, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,659 sqft · built 1956
Lot Size	0.507 acres (22,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,108 (Jul 2025)
Tax Bill	$3,931 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28K-22-0082`

Property Details

APN / Parcel Number

Primary APN	`28K-22-0082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,659 sqft Living Area
Gross Area	2,315 sqft
1st Floor Area	1,194 sqft
Basement Area	416 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	22,098 sqft (0.507 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	510 sqft
Patio Area	510 sqft
Balcony Area	28 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16 LARKIN LN
City	SAINT LOUIS
State	MO
Zip	63128-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LARKIN ACRES LOT 16
Legal Subdivision	LARKIN ACRES
Legal Lot Number	16
Jurisdiction	ST LOUIS MO
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1002
Census Tract	221337

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 LARKIN LN, SAINT LOUIS, MO 63128-1928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Jul 2, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 2, 2019	Quit Claim Deed, Mortgage · FHA Mortgage FORTUNE BK
Feb 2, 2018	Deed of Trust, Mortgage · Line of Credit VANTAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	2025396
Prior Transfer Date	Jun 21, 2019
Prior Transfer Doc	0235940542
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16 LARKIN LN, SAINT LOUIS, MO 63128-1928
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0253842057
Date	Feb 23, 2022
Book Page	25384/2057
Instrument	2022022300202

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 2, 2025
Property Address	16 LARKIN LN, SAINT LOUIS, MO 63128-1928
Document Number	2025070200396
Map Reference	MB 71 PG 13
Instrument Date	Jul 1, 2025
Instrument	2025070200396
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	AGENCY TITLE GROUP LLC, REGENCY TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4729 PRAGUE AVE, SAINT LOUIS, MO 63109-2709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 LARKIN LN, SAINT LOUIS, MO 63128-1928

Mortgage

Document Number	2025070200397
Date	Jul 2, 2025
Instrument	2025070200397

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 2, 2019
Property Address	16 LARKIN LN, SAINT LOUIS, MO 63128-1928
Document Number	0235940542
Book / Page	023594 / 000542
Instrument Date	Jun 21, 2019
Instrument	1074
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 LARKIN LN ST LOUIS MO 631281928, ST LOUIS, MO 63128-1928

Mortgage

Document Number	235940545
Date	Jul 2, 2019
Book Page	023594/000545
Instrument	1075

Lender

Name	FORTUNE BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16 LARKIN LN, SAINT LOUIS, MO 63128-1928
Document Number	0229040890
Book / Page	022904 / 000890
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 LARKIN LN ST LOUIS MO 631281928, ST LOUIS, MO 63128-1928

Mortgage

Document Number	0229040890
Date	Feb 16, 2018
Book Page	022904/000890
Instrument	198

Lender

Name	VANTAGE CU
Address	BRIDGETON, MO 63044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,750 (-) Land $26,850 Building $34,900	$325,000 (-) Land $141,300 Building $183,700
2025	$3,931.00 (+10.08%)	$61,750 (+12.56%) Land $26,850 Building $34,900	$325,000 (+12.57%) Land $141,300 Building $183,700
2024	$3,571.00 (+0.25%)	$54,860 (-) Land $24,610 Building $30,250
2023	$3,562.00 (+7.71%)	$54,860 (+11.35%) Land $24,610 Building $30,250	$288,700 (+11.34%) Land $129,500 Building $159,200
2022	$3,307.00	$49,270 Land $24,610 Building $24,660
2021			$259,300 Land $129,500 Building $129,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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