Monmouth County and Ocean Township property record for 16 Lancaster Dr, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,494 sqft · built 1975 |
| Lot Size | 0.334 acres (14,545 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $11,362 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00153-0000-00006 |
| Primary APN | 37-00153-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,494 sqft Living Area |
| 1st Floor Area | 1,252 sqft |
| Upper Floors Area | 1,242 sqft |
| Basement Area | 1,252 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,545 sqft (0.334 acres) |
| Lot Dimensions | 144 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Deck Area | 396 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 37001801J00006 |
|---|---|
| Street Address | 16 LANCASTER DR |
| City | OCEAN |
| State | NJ |
| Zip | 07712-3321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Subdivision | MIDDLEBROOK/MONMOUTH SEC 4 |
| Legal Block | 153 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 806503 |
Source: Monmouth County and Ocean Township records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 16 LANCASTER DR, OCEAN, NJ 07712-3321 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 27, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2026 |
| Transfer Doc | 0000047591 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 11, 2026 |
| Property Address | 16 LANCASTER DR, OCEAN, NJ 07712-3321 |
| Document Number | 0000047591 |
| Book / Page | 9797 / 5508 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202647591 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 16 LANCASTER DR, OCEAN, NJ 07712-3321 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 LANCASTER DR, OCEAN, NJ 07712-3321 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0095679555 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 9567/9555 |
| Instrument | 2021183768 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $836,700 (-0.37%) Land $395,300 Building $441,400 | $836,700 (-0.37%) Land $395,300 Building $441,400 | |
| 2025 | $11,362.00 (+4.91%) Veteran's exemption | $839,800 (+17.47%) Land $476,000 Building $363,800 | $839,800 (+17.47%) Land $476,000 Building $363,800 |
| 2024 | $10,830.00 (+6.18%) | ||
| 2023 | $714,900 Land $369,300 Building $345,600 | $714,900 Land $369,300 Building $345,600 | |
| 2022 | $10,200.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (1992–2023) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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