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16 Lake Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 16 Lake Dr, Howell, NJ 07731 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,860 sqft · built 1960
Lot Size0.55 acres (23,941 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Sep 2014)
Tax Bill$8,738 (2025)
Deeds & MortgagesJun 2023 Mortgage
May 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN21-00084-25-00083

Property Details

APN / Parcel Number

Primary APN21-00084-25-00083
Alternative APNs
  • 2100084002500083
  • 041230

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area1,860 sqft Living Area
1st Floor Area1,008 sqft
Upper Floors Area1,092 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area23,941 sqft (0.55 acres)
Lot Dimensions133 ft deep x 180 ft wide
Garage TypeBuilt-in
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area720 sqft
Deck Area224 sqft
Patio Area100 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number041230
Street Address16 LAKE DR
CityHOWELL
StateNJ
Zip07731-1508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionALDRICH ESTATES INC
Legal Block84.25
Legal Lot Number83
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group1
Census Block1000
Census Tract811303

Owner

Source: Monmouth County and Howell Township records · APN 21-00084-25-00083

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16 LAKE DR, HOWELL, NJ 07731-1508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2023Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
May 21, 2020Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 03, 2014 · Amount on Record
Deed SaleSep 03, 2014 · Amount on Record
Prior SaleDec 01, 2001 · Amount on Record
Deed Document Number201470352
Deed Book / Page9079 / 5794
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address16 LAKE DR, HOWELL, NJ 07731-1508
Transaction TypeMortgage
Record UpdatedJun 21, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 LAKE DR, HOWELL, NJ 07731-1508

Mortgage

Document Number0096466456
DateJun 01, 2023
Book Page9646/6456
Instrument2023037276
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueJun 01, 2050

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONMOUTH NJ
Property Address16 LAKE DR, HOWELL, NJ 07731-1508
Document Number0000075444
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 LAKE DR HOWELL NJ 077311508, HOWELL, NJ 07731-1508

Mortgage

Document Number0000075444
DateJul 15, 2020
Book Page009426/008912
Instrument75444
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 14, 2050
Interest
Rate3.5%

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$554,400 (+9.2%) Land $370,000 Building $184,400$554,400 (+9.2%) Land $370,000 Building $184,400
2025$8,738.00 (+8.18%)$507,700 (+28.5%) Land $325,000 Building $182,700$507,700 (+28.5%) Land $325,000 Building $182,700
2024$8,077.00 (+25.67%)
2023$395,100 Land $220,000 Building $175,100$395,100 Land $220,000 Building $175,100
2022$6,427.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258113031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1978–1984)
Most Recent ClaimJun 1984, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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