Barnstable County and Bourne Town property record for 16 Lafayette Ave, Buzzards Bay, MA 02532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 991 sqft · built 1916 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Sep 2020) |
| Tax Bill | $3,458 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Sep 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | BOUR M:23.2 P:10 |
| Primary APN | BOUR M:23.2 P:10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 991 sqft Living Area |
| Gross Area | 2,003 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Historical |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,362 sqft (0.169 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4532 |
|---|---|
| Street Address | 16 LAFAYETTE AVE |
| City | BUZZARDS BAY |
| State | MA |
| Zip | 02532-3154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Jurisdiction | BOURNE MA |
| Township / Civil Division | BOURNE |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 13700 |
Source: Barnstable County and Bourne Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 LAFAYETTE AVE, BUZZARDS BAY, MA 02532-3154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Apr 27, 2018 | Deed of Trust, Mortgage · ARM SEAMANS SAVINGS BANK |
| Sep 30, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC |
| Oct 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP |
| Jan 31, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR |
| Apr 30, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on Record |
| Deed Sale | Sep 30, 2020 · Amount on Record |
| Prior Sale | Apr 30, 2018 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 16 LAFAYETTE AVE, BOURNE, MA 02532-3154 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31236-287 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 31236/287 |
| Instrument | 20152 |
| Name | SEAMANS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOURNE MA |
| Recording Date | Sep 30, 2020 |
| Property Address | 16 LAFAYETTE AVE, BOURNE, MA 02532-3154 |
| Document Number | 33316-238 |
| Book / Page | 33316 / 238 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 52642 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16 LAFAYETTE AVE, BOURNE, MA 02532-3154 |
| Document Number | 52643 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 52643 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 16 LAFAYETTE AVE, BOURNE, MA 02532-3154 |
| Document Number | 32442-145 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16 LAFAYETTE AVE BOURNE MA 025323154, BOURNE, MA 02532-3154 |
| Document Number | 32442-145 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 032442/000145 |
| Instrument | 55267 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 16 LAFAYETTE AVE, BOURNE, MA 02532-3154 |
| Document Number | 31821-148 |
| Instrument Date | Jan 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Name | Verified Name |
|---|---|
| Address | 16 LAFAYETTE AVE BOURNE MA 025323154, BOURNE, MA 02532-3154 |
| Document Number | 31821-148 |
|---|---|
| Date | Feb 6, 2019 |
| Book Page | 031821/000148 |
| Instrument | 5553 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOURNE MA |
| Recording Date | Apr 30, 2018 |
| Property Address | 16 LAFAYETTE AVE, BOURNE, MA 02532-3154 |
| Document Number | 31236-281 |
| Book / Page | 031236 / 000281 |
| Instrument Date | Apr 7, 2018 |
| Instrument | 1 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2018 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,040.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 ASH ST WAREHAM MA 025712365, WAREHAM, MA 02571-2365 |
Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Bourne Town |
| Unified School District | Bourne School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,458.00 (-2.92%) | $442,800 (-0.32%) Land $173,400 Building $269,400 | $450,110 |
| 2024 | $3,562.00 (+11.14%) | $444,200 (+22.1%) Land $165,200 Building $279,000 | |
| 2023 | $3,205.00 | $363,800 Land $116,900 Building $246,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 4 (1987–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUZZARDS BAY WATER DISTRICT serves 7,700 people · EPA ID MA4036001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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