16 L St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 16 L St, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 824 sqft · built 1920
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Mar 2025)
Tax Bill	$2,747 (2026)
Deeds & Mortgages	Jan 2021 Refinance Jan 2021 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`R07180`

Property Details

APN / Parcel Number

Primary APN	`R07180`
Alternative APN	`LOWE M:175 B:3435 L:16`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	824 sqft Living Area
Gross Area	1,425 sqft
1st Floor Area	498 sqft
Basement Area	498 sqft
Unfinished Basement	498 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	871 sqft (0.02 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R07180
Street Address	16 L ST
City	LOWELL
State	MA
Zip	01850-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	USF
Legal Block	3435
Legal Lot Number	16
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1005
Census Tract	310400

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 L ST, LOWELL, MA 01850-2323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RTN FEDERAL CREDIT UNION
Jan 22, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 30, 2018	Quit Claim Deed, Transfer · Conventional Mortgage EVOLVE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2025 · Amount on Record
Deed Sale	Mar 6, 2025 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Book / Page	39107 / 125
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	16 L ST, LOWELL, MA 01850-2323
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035162-208
Date	Jan 8, 2021
Book Page	35162/208
Instrument	1150

Lender

Name	RTN FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 22, 2021
Property Address	16 L ST, LOWELL, MA 01850-2323
Document Number	35226-204
Book / Page	35226 / 204
Instrument Date	Jan 22, 2021
Instrument	4097
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 BAY ST, LOWELL, MA 01854-1708

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Dec 31, 2020
Property Address	16 L ST, LOWELL, MA 01850-2323
Document Number	35137-44
Book / Page	035137 / 000044
Instrument Date	Dec 18, 2020
Instrument	69143
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 BY ST LOWELL MA 018501219, LOWELL, MA 01850-1219

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 16, 2019
Property Address	16 L ST, LOWELL, MA 01850-2323
Document Number	33151-40
Book / Page	033151 / 000040
Instrument Date	Jul 12, 2019
Instrument	28435
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	60 BY ST LOWELL MA 018501219, LOWELL, MA 01850-1219

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 30, 2018
Property Address	16 L ST, LOWELL, MA 01850-2323
Document Number	31970-73
Book / Page	031970 / 000073
Instrument Date	Mar 27, 2018
Instrument	12720
Transaction Type	Transfer
Record Updated	Apr 17, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 L ST LOWELL MA 018502323, LOWELL, MA 01850-2323

Mortgage

Document Number	31970-76
Date	Mar 30, 2018
Book Page	031970/000076
Instrument	12721

Lender

Name	EVOLVE BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,747.00 (+6.43%)	$242,000 (+7.65%) Land $85,300 Building $156,700	$320,086 (+35.59%)
2025	$2,581.00 (+4.79%)	$224,800 (+8.7%) Land $79,700 Building $145,100	$236,075 (-6.08%)
2024	$2,463.00 (+6.21%)	$206,800 (+10.77%) Land $70,000 Building $136,800	$251,370
2023	$2,319.00	$186,700 Land $60,900 Building $125,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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