16 Kosior Dr, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 16 Kosior Dr, Hadley, MA 01035

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,509 sqft · built 1980
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,991 (2026)
Deeds & Mortgages	Jan 2026 Transfer Nov 2019 Mortgage
APN	`HADL M:0004E B:0027 L:0007`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0004E B:0027 L:0007`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,509 sqft Living Area
Gross Area	5,224 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 KOSIOR DR
City	HADLEY
State	MA
Zip	01035-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Subdivision	PETER KOSIOR
Legal Block	27
Legal Lot Number	7
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1021
Census Tract	821400

Owner

16 Kosior Dr is owned and occupied by two individuals who acquired it in January 2026.

Source: Hampshire County and Hadley Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 KOSIOR DR, HADLEY, MA 01035-9714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 13, 2019	Deed of Trust, Mortgage · Balloon Mortgage EASTHAMPTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 17, 2026
Transfer Doc	015634-287
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADLEY MA
Recording Date	Jan 20, 2026
Property Address	16 KOSIOR DR, HADLEY, MA 01035-9714
Document Number	015634-287
Book / Page	15634 / 287
Instrument Date	Jan 17, 2026
Instrument	940
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	16 KOSIOR DR, HADLEY, MA 01035-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13455-181
Date	Nov 13, 2019
Book Page	13455/181
Instrument	22584

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 16 Kosior Dr was $5,991, up 2.3% from the year before.

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,991.00 (+2.29%)	$522,800 (+3.81%) Land $140,300 Building $382,500	$601,832 (+23.13%)
2025	$5,857.00 (+5.86%)	$503,600 (+3.66%) Land $128,700 Building $374,900	$488,775 (+10.72%)
2024	$5,533.00 (-1.3%)	$485,800 (-) Land $128,700 Building $357,100	$441,465
2023	$5,606.00	$485,800 Land $128,700 Building $357,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 16 Kosior Dr; there have been 20 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	20 (1984–2023)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Kosior Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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