Monmouth County and Middletown Township property record for 16 Kenneth Ter E, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,929 sqft · built 1956 |
| Lot Size | 0.558 acres (24,324 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Oct 2020) |
| Tax Bill | $11,764 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Feb 2020 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00576-0000-00040 |
| Primary APN | 32-00576-0000-00040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,929 sqft Living Area |
| 1st Floor Area | 1,929 sqft |
| Upper Floors Area | 743 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 24,324 sqft (0.558 acres) |
| Lot Dimensions | 175 ft deep x 139 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 160 sqft |
| Patio Area | 100 sqft |
| Sewer | Connected |
|---|
| Account Number | 7415 |
|---|---|
| Street Address | 16 KENNETH TER E |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | CHERRY TREE TERRACE SEC 2 |
| Legal Block | 576 |
| Legal Lot Number | 40 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 800701 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 KENNETH TER E, MIDDLETOWN, NJ 07748-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2020 | Grant Deed, Transfer · Conventional with PMI ADVISORS MTG |
| Feb 27, 2020 | Grant Deed, Construction Loan · Construction Mortgage WATERMARQ DEBT FUND I LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2020 · Amount on Record |
| Deed Sale | Oct 28, 2020 · Amount on Record |
| Prior Sale | Feb 27, 2020 · Amount on Record |
| Deed Document Number | 2020126275 |
| Deed Book / Page | 9452 / 5800 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 28, 2020 |
| Property Address | 16 KENNETH TER E, MIDDLETOWN, NJ 07748-1227 |
| Document Number | 0000126275 |
| Book / Page | 009452 / 005800 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 126275 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 KENNETH TER E MIDDLETOWN NJ 077481227, MIDDLETOWN, NJ 07748-1227 |
| Document Number | 126276 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 009453/007475 |
| Instrument | 126276 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 27, 2020 |
| Property Address | 16 KENNETH TER E, MIDDLETOWN, NJ 07748-1227 |
| Document Number | 0000022577 |
| Book / Page | 009399 / 005496 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 22577 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 20, 2020 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 KENNETH TER E MIDDLETOWN NJ 077481227, MIDDLETOWN, NJ 07748-1227 |
| Document Number | 22578 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 009399/005523 |
| Instrument | 22578 |
| Name | WATERMARQ DEBT FUND I LLC |
|---|---|
| Address | 902 E COUNTY LINE RD # 102, BEVERLY HILLS, CA 90210 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 26, 2021 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $791,300 (+8.56%) Land $526,000 Building $265,300 | $791,300 (+8.56%) Land $526,000 Building $265,300 | |
| 2025 | $11,764.00 (+6.89%) | $728,900 (+18.6%) Land $466,000 Building $262,900 | $728,900 (+18.6%) Land $466,000 Building $262,900 |
| 2024 | $11,006.00 (+2.78%) | ||
| 2023 | $614,600 Land $353,800 Building $260,800 | $614,600 Land $353,800 Building $260,800 | |
| 2022 | $10,708.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1985–2026) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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