16 Kennard Ave, Edgewood, MD 21040 Property Records

Harford County property record for 16 Kennard Ave, Edgewood, MD 21040

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,680 sqft · built 2003
Lot Size	0.165 acres (7,186 sqft)
Owner	Individual Name on File
Last Sale	$199,800 (Apr 2004)
Tax Bill	$3,058 (2026)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-319825`

Property Details

APN / Parcel Number

Primary APN	`01-319825`
Alternative APNs	`1319825` `319825`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,680 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,186 sqft (0.165 acres)
Porch	Slab
Porch Area	112 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	319825
Street Address	16 KENNARD AVE
City	EDGEWOOD
State	MD
Zip	21040-3708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 7 7186 SF 16 KENNARD AVENUE WILLBY BEACH S1 P203/180
Legal Subdivision	WILLOUGHBY BEACH
Legal Lot Number	7
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301602

Owner

16 Kennard Ave is owned and occupied by an individual who bought it in April 2004.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	16 KENNARD AVE, EDGEWOOD, MD 21040-3708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2004 · Amount on File
Deed Sale	Apr 7, 2004 · Amount on File
Prior Sale	Mar 5, 2003 · Amount on File
Deed Document Number	20043143
Deed Book / Page	5276 / 464
Transfer Doc	0000002248
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	16 KENNARD AVE, EDGEWOOD, MD 21040-3708
Transaction Type	Mortgage
Record Updated	Mar 9, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148620460
Date	Jun 25, 2021
Book Page	14862/460

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	169 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 16 Kennard Ave was $3,058, up 14.2% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,058.00 (+14.19%)	$280,600 Land $70,200 Building $210,400	$280,600 Land $70,200 Building $210,400
2025	$2,678.00
2023		$228,400 Land $70,200 Building $158,200	$228,400 Land $70,200 Building $158,200
2022	$2,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Kennard Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2003–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2017 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Kennard Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20