DeSoto County property record for 16 Kelly Dr, Arcadia, FL 34266
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,968 sqft · built 1988 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $800 (Aug 2020) |
| Tax Bill | $3,126 (2024) |
| Deeds & Mortgages | Apr 2023 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-37-24-0A00-0041-0000 |
| Primary APN | 25-37-24-0A00-0041-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,968 sqft Heated Area |
| Gross Area | 3,669 sqft |
| Interior Walls | Plywood |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Driveway Area | 2,692 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 298 sqft |
| Patio Area | 1,095 sqft |
| Fence | Fence |
| Utility Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 16 KELLY DR |
|---|---|
| City | ARCADIA |
| State | FL |
| Zip | 34266-8831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LANDS NOT DIVIDED PARCEL B MPDAF:E 131.18 FT OF W 262.36 FT OF S1/2 OF SE1/4 OF NE1/4 OF NE1/4 OR 279/1243 INST:201914006206 |
| Legal Range | 24E |
| Legal Township | 37S |
| Legal Section | 25 |
| Jurisdiction | DE SOTO FL |
| Township / Civil Division | ARCADIA EAST |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10200 |
16 Kelly Dr is owned and occupied by an individual who bought it in August 2020.
Source: DeSoto County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 KELLY DR, ARCADIA, FL 34266-8831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 1, 2019 | Warranty Deed, Transfer · FHA Mortgage NTFN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2020 · Amount on File |
| Deed Sale | Aug 26, 2020 · Amount on File |
| Prior Sale | Oct 1, 2019 · Amount on File |
| Deed Document Number | 202014004941 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE SOTO FL |
| Property Address | 16 KELLY DR, ARCADIA, FL 34266-8831 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16 KELLY DR, ARCADIA, FL 34266-8831 |
| Document Number | 0014003955 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 202314003955 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35220 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 9, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE SOTO FL |
| Property Address | 16 KELLY DR, ARCADIA, FL 34266-8831 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 16 KELLY DR, ARCADIA, FL 34266-8831 |
| Document Number | 0014007536 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 202114007536 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE SOTO FL |
| Recording Date | Oct 1, 2019 |
| Property Address | 16 KELLY DR, ARCADIA, FL 34266-8831 |
| Document Number | 0014006206 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 14006206 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2019 |
| Title Company | ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TITLE CO IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,687.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 KELLY DR ARCADIA FL 342668831, ARCADIA, FL 34266-8831 |
| Document Number | 14006207 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 14006207 |
| Name | NTFN |
|---|---|
| Address | LEWISVILLE, TX 75067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2049 |
Source: DeSoto County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Arcadia City |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $200,658 | $305,976 Land $11,500 Building $294,476 | |
| 2024 | $3,126.00 (+12.08%) | ||
| 2023 | $2,789.00 (-4.84%) Homeowner's exemption | $168,719 (-3.21%) | $235,503 (-7.53%) Land $11,500 Building $224,003 |
| 2022 | $2,931.00 Homeowner's exemption | $174,316 | $254,667 Land $11,500 Building $243,167 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Kelly Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1993–2022) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Kelly Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures