16 Keeys Ln, Morehead, KY 40351 Property Records

Rowan County property record for 16 Keeys Ln, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	2,408 sqft · built 1990
Lot Size	1.18 acres (51,575 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Feb 2021)
Tax Bill	$1,505 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-10 00 002.01`

Property Details

APN / Parcel Number

Primary APN	`029-10 00 002.01`
Alternative APNs	`6070` `6079` `6438`

Interior

Stories	2 Stories
Building Area	2,408 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Other
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	51,575 sqft (1.18 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	6438
Street Address	16 KEEYS LN
City	MOREHEAD
State	KY
Zip	40351-8347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.184A+- PINE HILLS CEDAR LANE
Legal Subdivision	PINE HILLS
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	4
Census Block	4001
Census Tract	950100

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 KEEYS LN, MOREHEAD, KY 40351-8347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Deed Document Number	2008159
Deed Book / Page	D278 / 453
Record Updated	Jun 8, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Feb 3, 2021
Property Address	16 KEEYS LN, MOREHEAD, KY 40351-8347
Document Number	00D278/453
Book / Page	D278 / 453
Instrument Date	Jan 29, 2021
Instrument	2008159
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 MEADOW LN, MOREHEAD, KY 40351-8405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 KEEYS LN, MOREHEAD, KY 40351-8347

Mortgage

Document Number	0002008160
Date	Feb 3, 2021
Instrument	2008160

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,505.00 (-1.76%)	$179,900 (-) Land $15,000 Building $164,900	$179,900 (-) Land $15,000 Building $164,900
2023	$1,532.00	$179,900 Land $15,000 Building $164,900	$179,900 Land $15,000 Building $164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	May 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20