16 Judy Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 16 Judy Pl, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	1 bd · 1 ba · 812 sqft · built 1966
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$19,500 (Oct 1998)
Tax Bill	$2,331 (2024)
Deeds & Mortgages	Nov 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`00458360-000000`

Property Details

APN / Parcel Number

Primary APN	`00458360-000000`
Alternative APNs	`22613900458360000000` `1561908`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	812 sqft Living Area
1st Floor Area	812 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Florida Room
Porch Area	260 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1561908
Street Address	16 JUDY PL
City	KEY LARGO
State	FL
Zip	33037-4515
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	BK 15 LT 5 LARGO GARDENS KEY LARGO PB4-38 OR522-1001 OR723-334 OR734-789 OR850-1328 OR1539-1567 OR3250-64 OR3258-1590
Legal Range	39E
Legal Township	61S
Legal Section	22
Legal Subdivision	LARGO GARDENS
Legal Block	15
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2011
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

16 Judy Pl, a mobile home, is owned by an individual who acquired it in November 2023.

Source: Monroe County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	4130 CALKINS RD, YOUNGSTOWN, NY 14174-9718
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 1998 · Amount on File
Deed Sale	Oct 7, 1998 · Amount on File
Prior Sale	Mar 1, 1982 · Amount on File
Deed Book / Page	1539 / 1567
Last Transfer Date	Nov 6, 2023
Transfer Doc	0032500064
Record Updated	Jun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Nov 7, 2023
Property Address	16 JUDY PL, KEY LARGO, FL 33037-4515
Document Number	0032500064
Book / Page	3250 / 64
Map Reference	MB 4 PG 38
Instrument Date	Nov 6, 2023
Instrument	2439322
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4130 CALKINS RD, YOUNGSTOWN, NY 14174-9718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 CALKINS RD, YOUNGSTOWN, NY 14174-9718

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,673 Land $180,000 Building $30,673	$210,673 Land $180,000 Building $30,673
2024	$2,331.00 (+163.69%)
2023	$884.00 (+1.26%) Senior Citizen's exemption	$60,195 (+3%)	$165,662 (+0.27%) Land $137,500 Building $28,162
2022	$873.00 Senior Citizen's exemption	$58,442	$165,219 Land $137,500 Building $27,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Judy Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 245 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	161 (1992–2023)
Claims Outside the SFHA	6 of 161
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Irene, Oct 1999 · 31 claims Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Judy Pl is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20