Worcester County and Sutton Town property record for 16 Judith Cir, Sutton, MA 01590
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,304 sqft · built 1997 |
| Lot Size | 2.08 acres (90,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Jul 2025) |
| Tax Bill | $7,909 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SUTT M:0019 P:101 |
| Primary APN | SUTT M:0019 P:101 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 3,920 sqft |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 712 sqft |
| Unfinished Basement | 712 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 90,890 sqft (2.08 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 16 JUDITH CIR |
|---|---|
| City | SUTTON |
| State | MA |
| Zip | 01590-3727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SUTTON MA |
| Township / Civil Division | SUTTON |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 751101 |
Source: Worcester County and Sutton Town records · APN SUTT M:0019 P:101
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 JUDITH CIR, SUTTON, MA 01590-3727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2025 · Amount on Record |
| Deed Sale | Jul 31, 2025 · Amount on Record |
| Prior Sale | May 02, 1997 · Amount on Record |
| Deed Book / Page | 72335 / 212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUTTON MA |
| Recording Date | Jul 31, 2025 |
| Property Address | 16 JUDITH CIR, SUTTON, MA 01590-3727 |
| Document Number | 072335-212 |
| Book / Page | 72335 / 212 |
| Instrument Date | Jul 31, 2025 |
| Instrument | 63733 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 JUDITH CIR, SUTTON, MA 01590-3727 |
| Document Number | 0000063734 |
|---|---|
| Date | Jul 31, 2025 |
| Instrument | 63734 |
| Name | SAVERS COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Aug 01, 2032 |
| Index | 3-Year CMT |
Source: Worcester County and Sutton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sutton Town |
| Unified School District | Sutton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,909.00 (-0.91%) | $658,000 (+4.53%) Land $190,100 Building $467,900 | $728,460 (-5.39%) |
| 2024 | $7,982.00 (+7.59%) | $629,500 (+17.51%) Land $181,600 Building $447,900 | $769,975 |
| 2023 | $7,419.00 | $535,700 Land $164,800 Building $370,900 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 37 locations within half a mile of this property.
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