Cook County property record for 16 Joslyn Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,927 sqft · built 1976 |
| Lot Size | 0.179 acres (7,783 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Jul 2018) |
| Tax Bill | $7,484 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-111-028 |
| Primary APN | 06-18-111-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,927 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Multi-Level |
| Exterior Material | Frame |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,783 sqft (0.179 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 16 JOSLYN DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (PARKWOOD) VILLAGE (UNIT3) SUB OF GOVT LT 1 OF NW SEC 18-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 18 |
| Legal Subdivision | PARKWOOD VILLAGE UNIT3 |
| Legal Lot Number | 1 |
| Legal Unit | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 804404 |
Source: Cook County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 JOSLYN DR, ELGIN, IL 60120-4576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 23, 2018 | Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FIN'L |
| Jun 29, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Mar 7, 2017 | Trustee's Deed, Foreclosure ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2018 · Amount on Record |
| Deed Sale | Jul 23, 2018 · Amount on Record |
| Prior Sale | Jun 29, 2017 · Amount on Record |
| Deed Document Number | 201819130 |
| Prior Transfer Date | Oct 19, 2016 |
| Prior Transfer Doc | 0000034067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 16 JOSLYN DR, ELGIN, IL 60120-4576 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0013107365 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2113107365 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Feb 1, 2051 |
| Rate | 2.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 23, 2018 |
| Property Address | 16 JOSLYN DR, ELGIN, IL 60120-4576 |
| Document Number | 1820419130 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 20419130 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 JOSLYN DR ELGIN IL 601204576, ELGIN, IL 60120-4576 |
| Document Number | 1820419131 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 20419131 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 29, 2017 |
| Property Address | 16 JOSLYN DR, ELGIN, IL 60120-4576 |
| Document Number | 1718049075 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 18049075 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $148.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 281 SURREY RD WHEELING IL 600906613, WHEELING, IL 60090-6613 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 7, 2017 |
| Property Address | 16 JOSLYN DR, ELGIN, IL 60120-4576 |
| Document Number | 1706634067 |
| Instrument Date | Oct 19, 2016 |
| Instrument | 6634067 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 16, 2017 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16 JOSLYN DR ELGIN IL 601204576, ELGIN, IL 60120-4576 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,000 (+26.93%) Land $5,448 Building $27,552 | $330,000 (+26.93%) Land $54,480 Building $275,520 | |
| 2023 | $7,484.00 (+2.92%) | ||
| 2022 | $7,272.00 | $25,999 Land $5,058 Building $20,941 | $259,990 Land $50,580 Building $209,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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