16 Jones Dr, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 16 Jones Dr, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,156 sqft · built 1985
Lot Size	0.458 acres (19,946 sqft)
Owner	Individual Name on File
Last Sale	$418,820 (Dec 2014)
Tax Bill	$9,453 (2026)
Deeds & Mortgages	Oct 2020 Refinance Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:010-E B:0002 L:0038`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-E B:0002 L:0038`
Alternative APNs	`M:010=E B:0002 L:0038` `5455013`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,156 sqft Living Area
Gross Area	3,938 sqft
1st Floor Area	1,332 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Unfinished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,946 sqft (0.458 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5455013
Street Address	16 JONES DR
City	SAUGUS
State	MA
Zip	01906-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	2
Legal Lot Number	38
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1000
Census Tract	208301

Owner

16 Jones Dr is owned and occupied by an individual who bought it in December 2014.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	16 JONES DR, SAUGUS, MA 01906-2052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PRIME LENDING INC
Apr 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2014 · Amount on File
Deed Sale	Dec 10, 2014 · Amount on File
Deed Book / Page	33727 / 62
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	16 JONES DR, SAUGUS, MA 01906-2052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39088-595
Date	Oct 22, 2020
Book Page	39088/595
Instrument	20201022003590

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2045

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	16 JONES DR, SAUGUS, MA 01906-2052
Document Number	35811-445
Book / Page	035811 / 000445
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35811-445
Date	Apr 21, 2017
Book Page	035811/000445
Instrument	1704210063

Lender

Name	ROCKLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Apr 20, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 16 Jones Dr was $9,453, up 4.4% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,453.00 (+4.36%)	$907,200 (+6.97%) Land $434,800 Building $470,700	$956,014 (+23.08%)
2025	$9,058.00 (+3.35%)	$848,100 (+3.06%) Land $394,800 Building $453,300	$776,720
2024	$8,764.00 (+10.6%)	$822,900 (+16.94%) Land $379,800 Building $443,100
2023	$7,924.00	$703,700 Land $344,800 Building $358,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Jones Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Jones Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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