Windsor Locks Town property record for 16 James St, Windsor Locks, CT 06096 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1949 |
| Square Footage | 2,002 sqft Living Area |
| Lot Size | 13,504 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2015) |
| Tax Bill | $5,431.00 (2024) |
| Primary APN | WINL M:28 B:51 L:37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,002 sqft Living Area |
| Gross Area | 1,736 sqft Gross Area |
| 1st Floor | 1,204 sqft 1st Floor |
| Basement Area | 1,064 sqft Basement |
| Unfinished Basement | 812 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 13,504 sqft (0.31 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 233000 |
|---|---|
| Street Address | 16 JAMES ST |
| City | WINDSOR LOCKS |
| State | CT |
| Zip | 06096-1821 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 51 |
| Legal Lot Number | 37 |
| Jurisdiction | WINDSOR LOCKS CT |
| Minor Civil Division | WINDSOR LOCKS |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 476200 |
Source: Windsor Locks Town records · APN WINL M:28 B:51 L:37
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 JAMES ST, WINDSOR LOCKS, CT 06096-1821 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 18, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance WEBSTER BANK |
| Oct 08, 2020 | Deed of Trust, Mortgage · Balloon Payment LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2015 · Amount on Record |
| Deed Sale | Oct 29, 2015 · Amount on Record |
| Prior Sale | Nov 18, 2011 · Amount on Record |
| Deed Doc Number | 201545234 |
| Deed Book / Page | 451 / 942 |
| Transfer Doc | 451-942 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 16 JAMES ST, WINDSOR LOCKS, CT 06096-1821 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000522-277 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 522/277 |
| Instrument | 1300140006 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR LOCKS CT |
| Property Address | 16 JAMES ST, WINDSOR LOCKS, CT 06096-1821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 498-260 |
|---|---|
| Date | Oct 08, 2020 |
| Book Page | 498/260 |
| Instrument | 875680016 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Locks Town |
| Unified School District | Windsor Locks School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $226,380 (+75.38%) Land $56,910 Building $169,470 | $158,466 Land $39,837 Building $118,629 | |
| 2024 | $5,431.00 (+49.53%) | $129,080 (-) Land $43,190 Building $85,890 | |
| 2023 | $3,632.00 (+8.94%) | $129,080 (-) Land $43,190 Building $85,890 | |
| 2022 | $3,334.00 | $129,080 Land $43,190 Building $85,890 |
16 James St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · County delivery 09003C updated August 29, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 6th in Connecticut |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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