16 James St, Springville, AL 35146 Property Records

St. Clair County property record for 16 James St, Springville, AL 35146

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,680 sqft · built 1979
Lot Size	0.84 acres (36,716 sqft)
Owner	Individual Name on File
Last Sale	$230,300 (Apr 2018)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-31-0-006-001.003`

Property Details

APN / Parcel Number

Primary APN	`13-09-31-0-006-001.003`
Alternative APNs	`80820` `9416`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Heated Area
1st Floor Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	36,716 sqft (0.84 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16 JAMES ST
City	SPRINGVILLE
State	AL
Zip	35146-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 THE COLONY 3RD ADD SPRINGVILLE PB 2 PG 44 31-14-2 DB 137/617 137/984 165/125
Legal Range	02E
Legal Township	14S
Legal Section	31
Legal Subdivision	THE COLONY 3RD ADD
Legal Lot Number	10
Jurisdiction	ST CLAIR AL
Township / Civil Division	SPRINGVILLE
Census Block Group	2
Census Block	2040
Census Tract	40503

Owner

16 James St is owned and occupied by an individual who bought it in April 2018.

Source: St. Clair County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	16 JAMES ST, SPRINGVILLE, AL 35146-3509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Apr 16, 2018	Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG
May 22, 2017	Warranty Deed, Transfer · Construction Mortgage HARRIS MTG AND PROPERTIES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Prior Sale	May 22, 2017 · Amount on File
Deed Book / Page	2018 / 4028
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	16 JAMES ST, SPRINGVILLE, AL 35146-3509
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 JAMES ST, SPRINGVILLE, AL 35146-3509

Mortgage

Document Number	0000037098
Date	Sep 3, 2025
Book Page	MTG2025/37098

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union
Address	1200 4TH AVE N, BIRMINGHAM, AL 35203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 17, 2035

Interest

Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	16 JAMES ST, SPRINGVILLE, AL 35146-3509
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008114
Date	Feb 3, 2021
Book Page	MTG 2021/8114

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Apr 16, 2018
Property Address	16 JAMES ST, SPRINGVILLE, AL 35146-3509
Document Number	0000004028
Instrument Date	Apr 4, 2018
Instrument	4028
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 JAMES ST SPRINGVILLE AL 351463509, SPRINGVILLE, AL 35146-3509

Mortgage

Document Number	12034
Date	Apr 16, 2018
Instrument	12034

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	May 22, 2017
Property Address	16 JAMES ST, SPRINGVILLE, AL 35146-3509
Document Number	0000005526
Instrument Date	May 17, 2017
Instrument	5526
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	339 RENA DR SPRINGVILLE AL 351463419, SPRINGVILLE, AL 35146-3419

Mortgage

Document Number	17321
Date	May 22, 2017
Instrument	17321

Lender

Name	HARRIS MTG AND PROPERTIES LLC
Address	5718 WOODLAND TRL, TRUSSVILLE, AL 35173-3601

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 21, 2018

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Springville City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$26,880	$268,760
2023	$53,752 Land $4,800 Building $48,952	$268,760 Land $24,000 Building $244,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 James St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGVILLE serves 6,468 people · EPA ID AL0001211
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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