16 James St, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 16 James St, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,183 sqft · built 1987
Lot Size	1.14 acres (49,658 sqft)
Owner	Trust Name on File
Tax Bill	$15,595 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`DERY M:3 B:16 L:22007`

Property Details

APN / Parcel Number

Primary APN	`DERY M:3 B:16 L:22007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,183 sqft Living Area
Gross Area	6,544 sqft
1st Floor Area	2,016 sqft
Attic	Attic
Attic Area	728 sqft
Basement Area	2,016 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	16 JAMES ST
City	DERRY
State	NH
Zip	03038-4527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LMDR
Legal Block	16
Legal Lot Number	22007
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	4
Census Block	4015
Census Tract	3601

Owner

16 James St is owner-occupied and held in a trust.

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	16 JAMES ST, DERRY, NH 03038-4527
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA
Mar 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	16 JAMES ST, DERRY, NH 03038-4527
Document Number	0061941975
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 JAMES ST EXT DERRY NH 03038, DERRY, NH 03038

Mortgage

Document Number	0061941975
Date	Nov 16, 2020
Book Page	006194/001975
Instrument	63559

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

Interest

Rate Type	Adjustable Rate

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Mar 30, 2018
Property Address	16 JAMES ST, DERRY, NH 03038-4527
Document Number	0059012726
Book / Page	005901 / 002726
Instrument Date	Mar 29, 2018
Instrument	11257
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16 JAMES ST EXENSION DERRY NH 03038, DERRY, NH 03038

Tax Assessment & Valuation

The 2025 property tax bill for 16 James St was $15,595, up 1.6% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,595.00 (+1.61%)	$821,200 (-) Land $201,300 Building $619,900
2024	$15,348.00 (+4.97%)	$821,200 (+16.15%) Land $201,300 Building $619,900
2023	$14,621.00 (+8.52%)	$707,000 (-0.08%) Land $171,100 Building $535,900
2022	$13,473.00	$707,600 Land $171,100 Building $536,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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