16 Jade Cv, Miramar Beach, FL 32550 Property Records

Walton County property record for 16 Jade Cv, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,624 sqft · built 1994
Lot Size	0.076 acres (3,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Apr 2023)
Tax Bill	$5,150 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42830-000-0410`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42830-000-0410`
Alternative APNs	`30-221-42830-000-0410` `1068798`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,624 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,092 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	3,325 sqft (0.076 acres)
Lot Dimensions	77 ft deep x 48 ft wide
Porch	Slab
Porch Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16 JADE CV
City	MIRAMAR BEACH
State	FL
Zip	32550-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LOT 41 EMERALD SHORES OF SOUTH WALTON S/D PB 9-33 OR 1013-87 OR 1013-88 OR 2285-250 OR 3287-2507
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD SHORES OF SOUTH WALTON
Legal Block	4
Legal Lot Number	41
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2016
Census Tract	950608

Owner

Source: Walton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 SYCAMORE LN, SAUNDERSTOWN, RI 02874-1974
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023 · Amount on Record
Deed Sale	Apr 25, 2023 · Amount on Record
Prior Sale	Sep 12, 2000 · Amount on Record
Deed Document Number	202314247
Deed Book / Page	3287 / 2507
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 25, 2023
Property Address	16 JADE CV, MIRAMAR BEACH, FL 32550-5208
Document Number	0032872507
Book / Page	3287 / 2507
Map Reference	MB 9 PG 33
Instrument Date	Apr 24, 2023
Instrument	20230014247
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2410 SCENIC GULF DR # DR205A, DR205A, MIRAMAR BEACH, FL 32550-8219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SYCAMORE LANE, RHODE ISLAND, RI

Mortgage

Document Number	0032872509
Date	Apr 25, 2023
Instrument	3287/2509

Lender

Name	GREAT RIVER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 24, 2063

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Max Rate	11.2%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,150.00 (-15.04%)	$570,003 (-15.04%) Land $120,000 Building $450,003	$570,003 (-15.04%) Land $120,000 Building $450,003
2024	$6,062.00 (+18.91%)
2023	$5,098.00 (+11.46%)	$670,884 (+17.11%) Land $105,440 Building $565,444	$670,884 (+17.11%) Land $105,440 Building $565,444
2022	$4,574.00	$572,883 Land $117,039 Building $455,844	$572,883 Land $117,039 Building $455,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20