16 Howland Ter, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 16 Howland Ter, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,567 sqft · built 1925
Lot Size	0.179 acres (7,817 sqft)
Owner	2 Trust Names on File
Last Sale	$225,031 (Dec 2018)
Tax Bill	$5,649 (2026)
Deeds & Mortgages	Jun 2021 Refinance Dec 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-018-00014`

Property Details

APN / Parcel Number

Primary APN	`24-018-00014`
Alternative APN	`WORC M:24 B:018 L:00014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,567 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	904 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,817 sqft (0.179 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	24-018-00014
Street Address	16 HOWLAND TER
City	WORCESTER
State	MA
Zip	01602-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	18
Legal Lot Number	14
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1008
Census Tract	730901

Owner

16 Howland Ter is owner-occupied and held in a trust since November 2024.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	16 HOWLAND TER, WORCESTER, MA 01602-2607
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS
Dec 13, 2018	Quit Claim Deed, Transfer
Dec 13, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AURA MORTGAGE ADVISORS LLC
Apr 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2018 · Amount on File
Deed Sale	Dec 13, 2018 · Amount on File
Prior Sale	Dec 13, 2018 · Amount on File
Deed Document Number	2018131884
Last Transfer Date	Nov 27, 2024
Transfer Doc	071409-146
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	16 HOWLAND TER, WORCESTER, MA 01602-2607
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065341-58
Date	Jun 8, 2021
Book Page	65341/58
Instrument	79142

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 13, 2018
Property Address	16 HOWLAND TER, WORCESTER, MA 01602-2607
Document Number	59813-301
Book / Page	059813 / 000301
Instrument Date	Dec 13, 2018
Instrument	131883
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Amount	Amount on Record
Tax	$798.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 MALCOLM X BLVD ROXBURY MA 021191775, ROXBURY, MA 02119-1775
Investor	Possibly a Property Investor

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 13, 2018
Property Address	16 HOWLAND TER, WORCESTER, MA 01602-2607
Document Number	59813-304
Book / Page	59813 / 304
Instrument Date	Dec 13, 2018
Instrument	131884
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 HOWLAND TER, WORCESTER, MA 01602-2607

Mortgage

Document Number	131885
Date	Dec 13, 2018
Instrument	131885

Lender

Name	AURA MORTGAGE ADVISORS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 23, 2018
Property Address	16 HOWLAND TER, WORCESTER, MA 01602-2607
Document Number	58696-266
Book / Page	058696 / 000266
Instrument Date	Jan 22, 2018
Instrument	37494
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 HOWLAND TER WORCESTER MA 016022607, WORCESTER, MA 01602-2607

Tax Assessment & Valuation

The 2026 property tax bill for 16 Howland Ter was $5,649, up 3.6% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,649.00 (+3.63%)	$425,400 (+2.93%) Land $123,700 Building $301,700	$452,713 (+5.41%)
2025	$5,451.00	$413,300 Land $117,800 Building $295,500	$429,495 (+14.46%)
2024			$375,250
2023	$5,135.00	$358,100 Land $102,500 Building $255,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Howland Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 Howland Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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