16 Howard Rd, Durham, CT 06422 Property Records

Durham Town property record for 16 Howard Rd, Durham, CT 06422

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,736 sqft · built 1972
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Feb 2006)
Tax Bill	$7,174 (2025)
Deeds & Mortgages	Jun 2026 Second Mortgage Aug 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DURH R0201100`

Property Details

APN / Parcel Number

Primary APN	`DURH R0201100`
Alternative APNs	`R0201100` `125 78`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	74,923 sqft (1.72 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R0201100
Street Address	16 HOWARD RD
City	DURHAM
State	CT
Zip	06422-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FARM -
Jurisdiction	DURHAM CT
Township / Civil Division	DURHAM
Census Block Group	5
Census Block	5015
Census Tract	585100

Owner

Source: Durham Town records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 HOWARD RD, DURHAM, CT 06422-3502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage
Aug 11, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ACHIEVE FINANCIAL CU
Mar 22, 2021	Deed of Trust, Mortgage · Balloon Mortgage LOANDEPOT.COM LLC
Feb 15, 2019	Deed of Trust, Mortgage · Line of Credit GARDEN ST HM LNS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2006 · Amount on Record
Deed Sale	Feb 2, 2006 · Amount on Record
Deed Book / Page	218 / 564
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM CT
Recording Date	Jun 11, 2026
Property Address	16 HOWARD RD, DURHAM, CT 06422-3502
Document Number	000311-871
Book / Page	311 / 871
Instrument Date	Jun 5, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 HOWARD RD, DURHAM, CT 06422-3502

Mortgage

Document Number	0311000871,
Date	Jun 11, 2026
Book Page	311/871

Lender

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM CT
Property Address	16 HOWARD RD, DURHAM, CT 06422-3502
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000303-59
Date	Aug 11, 2023
Book Page	303/59

Lender

Name	ACHIEVE FINANCIAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM CT
Property Address	16 HOWARD RD, DURHAM, CT 06422-3502
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	292-478
Date	Mar 22, 2021
Book Page	292/478

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM CT
Property Address	16 HOWARD RD, DURHAM, CT 06422-3502
Document Number	282-943
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 HOWARD RD DURHAM CT 064223502, DURHAM, CT 06422-3502

Mortgage

Document Number	282-943
Date	Feb 22, 2019
Book Page	000282/000943

Lender

Name	GARDEN ST HM LNS INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Durham Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Durham Town
Unified School District	Regional School District 13 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,174.00	$191,870 (-) Land $93,270 Building $98,600	$134,309 Land $65,289 Building $69,020
2024	$7,174.00 (+7.51%)
2023	$6,673.00 (+0.6%)	$191,870 (-) Land $93,170 Building $98,700
2022	$6,633.00	$191,870 Land $93,170 Building $98,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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