Middletown City property record for 16 Howard Ave, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 996 sqft · built 1952 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $108,000 (Jul 2017) |
| Tax Bill | $6,202 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:36 L:0008 |
| Primary APN | MTWN M:36 L:0008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| Gross Area | 3,052 sqft |
| 1st Floor Area | 996 sqft |
| Attic | Attic |
| Attic Area | 932 sqft |
| Basement Area | 932 sqft |
| Unfinished Basement | 932 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | R04066 |
|---|---|
| Street Address | 16 HOWARD AVE |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-5223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPZ |
| Legal Lot Number | 8 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 542000 |
Source: Middletown City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 HOWARD AVE, MIDDLETOWN, CT 06457-5223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit LIBERTY BANK |
| Mar 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK |
| Jan 18, 2018 | Deed of Trust, Mortgage · Line of Credit LIBERTY FEDERAL BANK |
| Jul 27, 2017 | Fiduciary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on Record |
| Deed Sale | Jul 27, 2017 · Amount on Record |
| Deed Document Number | 20173341650003 |
| Deed Book / Page | 1899 / 560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 16 HOWARD AVE, MIDDLETOWN, CT 06457-5223 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002139-364 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 2139/364 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 16 HOWARD AVE, MIDDLETOWN, CT 06457-5223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1964-664 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 1964/664 |
| Instrument | 3519080015 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 16 HOWARD AVE, MIDDLETOWN, CT 06457-5223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1912-225 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 1912/225 |
| Instrument | 3376140006 |
| Name | LIBERTY FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Jul 27, 2017 |
| Property Address | 16 HOWARD AVE, MIDDLETOWN, CT 06457-5223 |
| Document Number | 1899-560 |
| Book / Page | 001899 / 000560 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 334165 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $108.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 HOWARD AVE MIDDLETOWN CT 064575223, MIDDLETOWN, CT 06457-5223 |
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,202.00 (+4.32%) | $160,620 (-) Land $61,580 Building $99,040 | $321,658 (+186.09%) |
| 2025 | $160,620 (-) Land $61,580 Building $99,040 | $112,434 Land $43,106 Building $69,328 | |
| 2024 | $5,945.00 (+4.52%) | $160,620 (-) Land $61,580 Building $99,040 | |
| 2023 | $5,688.00 (+20.71%) | $160,620 (+40.62%) Land $61,580 Building $99,040 | |
| 2022 | $4,712.00 | $114,220 Land $41,050 Building $73,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures