Ocean County and Lacey Township property record for 16 Horner Ln, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,091 sqft · built 1970 |
| Lot Size | 0.259 acres (11,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $198,000 (Sep 2019) |
| Tax Bill | $5,465 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-00284-0000-00020 |
| Primary APN | 13-00284-0000-00020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,091 sqft Living Area |
| 1st Floor Area | 2,091 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 11,280 sqft (0.259 acres) |
| Lot Width | 115 ft Width |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00026161 |
|---|---|
| Street Address | 16 HORNER LN |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-3615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | 115 X IRR |
| Legal Subdivision | MELWEN PARK |
| Legal Block | 284 |
| Legal Lot Number | 20 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 732103 |
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 HORNER LN, FORKED RIVER, NJ 08731-3615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Aug 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 12, 2019 | Grant Deed, Transfer · FHA Mortgage AMERICA'S CHOICE HM LNS LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2019 · Amount on Record |
| Deed Sale | Sep 12, 2019 · Amount on Record |
| Deed Document Number | 201990404 |
| Deed Book / Page | 17604 / 1918 |
| Prior Transfer Date | Jul 19, 2007 |
| Prior Transfer Doc | 0137270247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 10, 2026 |
| Property Address | 16 HORNER LN, FORKED RIVER, NJ 08731-3615 |
| Document Number | 0000027910 |
| Book / Page | 20339 / 597 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 202627910 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16 HORNER LN, FORKED RIVER, NJ 08731-3615 |
| Document Number | 0000027910, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 20339/597 |
| Instrument | 202627910 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 282 Months |
| Due | Oct 1, 2049 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 16 HORNER LN, FORKED RIVER, NJ 08731-3615 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16 HORNER LN, FORKED RIVER, NJ 08731-3615 |
| Document Number | 0194571984 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | 19457/1984 |
| Instrument | 2023061003 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 16 HORNER LN, FORKED RIVER, NJ 08731-3615 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 16 HORNER LN, FORKED RIVER, NJ 08731-3615 |
| Document Number | 0184251329 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 18425/1329 |
| Instrument | 2021058418 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 12, 2019 |
| Property Address | 16 HORNER LN, FORKED RIVER, NJ 08731-3615 |
| Document Number | 0176041918 |
| Book / Page | 017604 / 001918 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 90404 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $198.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 HORNER LN FORKED RIVER NJ 087313615, FORKED RIVER, NJ 08731-3615 |
| Document Number | 176041924 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 017604/001924 |
| Instrument | 90405 |
| Name | AMERICA'S CHOICE HM LNS LP |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2049 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,800 (-) Land $87,300 Building $112,500 | $199,800 (-) Land $87,300 Building $112,500 | |
| 2025 | $5,465.00 (+7.96%) | $199,800 (-) Land $87,300 Building $112,500 | $199,800 (-) Land $87,300 Building $112,500 |
| 2024 | $5,062.00 (+11.97%) | ||
| 2023 | $199,800 Land $87,300 Building $112,500 | $199,800 Land $87,300 Building $112,500 | |
| 2022 | $4,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 61 units insured incl. 40 condo units |
| Nearby Flood Claims | 33 (1985–2022) |
| Claims Outside the SFHA | 3 of 33 |
| Most Recent Claim | Oct 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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