16 Home Ave, Providence, RI 02908 Property Records

Providence City property record for 16 Home Ave, Providence, RI 02908

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,023 sqft · built 1930
Lot Size	0.073 acres (3,200 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2023)
Tax Bill	$2,969 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2025 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:84 L:240`

Property Details

APN / Parcel Number

Primary APN	`PROV M:84 L:240`
Alternative APNs	`P:0840240 L:0000` `38163`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,023 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	726 sqft
Basement Area	618 sqft
Unfinished Basement	618 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,200 sqft (0.073 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	38163
Street Address	16 HOME AVE
City	PROVIDENCE
State	RI
Zip	02908-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Lot Number	240
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	3
Census Block	3008
Census Tract	2101

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	16 HOME AVE, PROVIDENCE, RI 02908-4134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit VELOCITY COMMERCIAL CAPITAL LLC
Jan 2, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance SPINDRIFT INVESTMENTS LLC
Aug 29, 2023	Warranty Deed, Transfer · Commercial Mortgage JOHN R LAQUERRE
Feb 7, 2023	Deed, Transfer · Stand-Alone First Mortgage NED STEVENS INC
Feb 7, 2023	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Feb 7, 2023 · Amount on Record
Deed Book / Page	13950 / 169
Prior Transfer Date	Dec 13, 2022
Prior Transfer Doc	013799-316
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	16 HOME AVE, PROVIDENCE, RI 02908-4134
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014620-117
Date	Dec 31, 2025
Book Page	14620/117
Instrument	2025407411

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	16 HOME AVE, PROVIDENCE, RI 02908-4134
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014318-266
Date	Jan 2, 2025
Book Page	14318/266
Instrument	2025382785

Lender

Name	SPINDRIFT INVESTMENTS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Aug 29, 2023
Property Address	16 HOME AVE, PROVIDENCE, RI 02908-4134
Document Number	013950-169
Book / Page	13950 / 169
Instrument Date	Aug 29, 2023
Instrument	2023352763
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 HOME AVE, PROVIDENCE, RI 02908-4134

Mortgage

Document Number	2023352764
Date	Aug 29, 2023
Instrument	2023352764

Lender

Name	JOHN R LAQUERRE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Feb 7, 2023
Property Address	16 HOME AVE, PROVIDENCE, RI 02908-4134
Document Number	013799-337
Book / Page	13799 / 337
Instrument Date	Feb 3, 2023
Instrument	2023340321
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 PUTNAM ST # 3, 3, PROVIDENCE, RI 02909-2527

Mortgage

Document Number	2023340322
Date	Feb 7, 2023
Instrument	2023340322

Lender

Name	NED STEVENS INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	PROVIDENCE RI
Recording Date	Feb 7, 2023
Property Address	16 HOME AVE, PROVIDENCE, RI 02908-4134
Document Number	013799-316
Book / Page	13799 / 316
Instrument Date	Dec 13, 2022
Instrument	2023340320
Transaction Type	Foreclosure
Record Updated	Feb 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,969.00 (-24.99%)	$353,400 (+63.84%) Land $150,500 Building $202,900	$344,253
2023	$3,958.00 (+3.1%)	$215,700 (-) Land $87,100 Building $128,600
2022	$3,839.00	$215,700 Land $87,100 Building $128,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,053 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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