16 Hillside Dr, Gales Ferry, CT 06335 Property Records

Ledyard Town property record for 16 Hillside Dr, Gales Ferry, CT 06335

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,660 sqft · built 1964
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Feb 2005)
Tax Bill	$5,935 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10950`

Property Details

APN / Parcel Number

Primary APN	`10950`
Alternative APNs	`LEDY M:93 B:1000 L:16` `M:0093 B:1000 L:00016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	3,424 sqft
Basement Area	1,056 sqft
Unfinished Basement	240 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10950
Street Address	16 HILLSIDE DR
City	GALES FERRY
State	CT
Zip	06335-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	HEATHER LYNN CONDOS
Legal Block	1000
Legal Lot Number	16
Jurisdiction	LEDYARD CT
Township / Civil Division	LEDYARD
Census Block Group	4
Census Block	4000
Census Tract	701200

Owner

16 Hillside Dr is owned and occupied by two individuals who bought it in February 2005.

Source: Ledyard Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 HILLSIDE DR, GALES FERRY, CT 06335-1613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit ASCEND BANK
Jan 26, 2017	Deed of Trust, Mortgage · VA Mortgage PEOPLES UNITED BANK
Jan 14, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2005 · Amount on File
Deed Sale	Feb 10, 2005 · Amount on File
Prior Sale	Apr 30, 2004 · Amount on File
Deed Book / Page	397 / 506
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEDYARD CT
Property Address	16 HILLSIDE DR, GALES FERRY, CT 06335-1613
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00658-1158
Date	Oct 14, 2025
Book Page	658/1158
Instrument	2025002093

Lender

Name	ASCEND BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEDYARD CT
Property Address	16 HILLSIDE DR, GALES FERRY, CT 06335-1613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	552-22
Date	Jan 26, 2017
Book Page	552/22
Instrument	2017000163

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEDYARD CT
Property Address	16 HILLSIDE DR, GALES FERRY, CT 06335-1613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	598-387
Date	Jan 14, 2021
Book Page	598/387
Instrument	2021000120

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 16 Hillside Dr was $5,935, up 3.1% from the year before.

Source: Ledyard Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ledyard Town
Unified School District	Ledyard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,935.00 (+3.06%)	$230,200 (+48.47%) Land $48,700 Building $181,500	$378,074 (+248.34%)
2025	$5,759.00	$155,050 Land $46,340 Building $108,710	$108,535 Land $32,438 Building $76,097
2024	$5,759.00 (+7.81%)
2023	$5,342.00 (+2.2%)	$154,560 (-) Land $46,340 Building $108,220
2022	$5,227.00	$154,560 Land $46,340 Building $108,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Hillside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Hillside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA, TOWER-FERRY VIEW DIVISION serves 2,567 people · EPA ID CT0720041
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2026) action level 15 ppb
Copper	1.8 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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