Clay County property record for 16 High St, Vermillion, SD 57069
| Property Type | Commercial |
|---|---|
| Details | 4,000 sqft · built 1972 |
| Lot Size | 0.475 acres (20,691 sqft) |
| Owner | Company Name on Record |
| Last Sale | $470,000 (Sep 2022) |
| Tax Bill | $5,811 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15720-03600-170-00 |
| Primary APN | 15720-03600-170-00 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,000 sqft Gross Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 20,691 sqft (0.475 acres) |
| Total Buildings | 4 Buildings |
| Street Address | 16 HIGH ST |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 11,12, 15, 16 & 17 BLK 36 EXC S 82' OF LOTS 15,16 & 17 SNYDERS ADDN CITY OF VERMILLION |
| Legal Subdivision | SNYDERS ADD |
| Legal Block | 36 |
| Legal Lot Number | 11-12 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | VERMILLION |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 965900 |
Source: Clay County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1102 317TH ST, VERMILLION, SD 57069-3707 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · SBA Mortgage FIRST DISTRICT DEVELOPMENT COMPANY |
| Apr 27, 2023 | Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA |
| Sep 21, 2022 | Warranty Deed, Transfer · Line of Credit FIRST DAKOTA NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2022 · Amount on Record |
| Deed Sale | Sep 13, 2022 · Amount on Record |
| Prior Sale | Sep 13, 2022 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 16 HIGH ST, VERMILLION, SD 57069 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0MT147/848 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | MT147/848 |
| Instrument | A20240203 |
| Name | FIRST DISTRICT DEVELOPMENT COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Address | 418 18TH AVE NE, WATERTOWN, SD 57201 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 113 W MAIN ST, VERMILLION, SD 57069-2038 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1416 CORNELL ST, VERMILLION, SD 57069-1734 |
| Document Number | 0MT147/203 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | MT147/203 |
| Instrument | 20232213 |
| Name | CORTRUST BANK NA |
|---|---|
| Type | Bank |
| Address | VERMILLION, SD 57069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Sep 21, 2022 |
| Property Address | 16 HIGH ST, VERMILLION, SD 57069 |
| Document Number | 000D82/972 |
| Book / Page | D82 / 972 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 148404 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1102 317TH ST, VERMILLION, SD 57069-3707 |
| Investor | Possibly a Property Investor |
| Document Number | 0000148405 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 148405 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| Municipality | Vermillion City |
| Unified School District | Vermillion School District 13-1 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,811.00 (+5.44%) | $265,661 (-27.91%) Land $45,333 Building $220,328 |
| 2024 | $5,511.00 (-43.96%) | |
| 2023 | $9,834.00 (+12.84%) | $368,503 (+8.47%) Land $63,030 Building $305,473 |
| 2022 | $8,715.00 (+4.84%) | $339,727 Land $34,254 Building $305,473 |
| 2021 | $8,313.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILLION serves 11,695 people · EPA ID SD4600342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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