16 High St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 16 High St, Troy, NH 03465

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 4,556 sqft · built 1910
Lot Size2.13 acres (92,783 sqft)
Owner2 Individual Names on File
Last Sale$150,101 (Feb 2018)
Tax Bill$11,748 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APNTROY M:018 B:0085 L:0000

Property Details

APN / Parcel Number

Primary APNTROY M:018 B:0085 L:0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,556 sqft Living Area
Gross Area8,476 sqft
1st Floor Area1,681 sqft
AtticAttic
Attic Area1,379 sqft
Basement Area1,993 sqft
Unfinished Basement1,993 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area92,783 sqft (2.13 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address16 HIGH ST
CityTROY
StateNH
Zip03465-2651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDE
Legal Block85
JurisdictionTROY TOWN NH
Township / Civil DivisionTROY
Census Block Group4
Census Block4013
Census Tract970800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Troy Village Historic District
listed 2002 · 241 contributing resources · NRIS 02001500

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

16 High St is owned and occupied by two individuals who bought it in February 2018.

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address16 HIGH ST, TROY, NH 03465-2651
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2018 · Amount on File
Deed SaleFeb 28, 2018 · Amount on File
Prior SaleAug 16, 2017 · Amount on File
Deed Document Number20181553
Deed Book / Page3018 / 568
Transfer Doc003018-568
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTROY TOWN NH
Property Address16 HIGH ST, TROY, NH 03465-2651
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003325-296
DateOct 1, 2025
Book Page3325/296
Instrument2507583
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16 High St was $11,748, up 14.4% from the year before.

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionTroy Town
Unified School DistrictMonadnock Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$11,748.00 (+14.42%)$545,400 (-1.25%) Land $40,400 Building $505,000
2024$10,267.00$552,300 Land $40,400 Building $511,900
2018$9,112.00$262,000 Land $36,300 Building $225,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY WATER WORKS
serves 1,200 people · EPA ID NH2361010
Water SourceGroundwater
Last State InspectionJan 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on High St

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