Bergen County and Upper Saddle River Borough property record for 16 Hess Ct, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,410 sqft · built 1969 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $675,000 (Jul 2018) |
| Tax Bill | $15,203 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00806-0000-00007 |
| Primary APN | 63-00806-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,410 sqft Living Area |
| 1st Floor Area | 2,410 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 40,946 sqft (0.94 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 078500 |
|---|---|
| Street Address | 16 HESS CT |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .940 AC |
| Legal Subdivision | BOROUGH/UPPER SADDLE RIVER |
| Legal Block | 806 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 577 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1126 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 2, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jul 24, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2018 · Amount on Record |
| Deed Sale | Jul 24, 2018 · Amount on Record |
| Deed Document Number | 201818-052853 |
| Deed Book / Page | 3006 / 1777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 16 HESS CT, UPPER SADDLE RIVER, NJ 07458-1601 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0046911847 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 4691/1847 |
| Instrument | 2022054000 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 16 HESS CT, UPPER SADDLE RIVER, NJ 07458-1601 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041300865 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 4130/865 |
| Instrument | 2021072086 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 16 HESS CT, UPPER SADDLE RIVER, NJ 07458-1601 |
| Document Number | 0036020654 |
| Instrument Date | May 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 16 HESS CT UPPER SADDLE RIVER NJ 074581601, UPPER SADDLE RIVER, NJ 07458-1601 |
| Document Number | 0036020654 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 003602/000654 |
| Instrument | 20050208 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 24, 2018 |
| Property Address | 16 HESS CT, UPPER SADDLE RIVER, NJ 07458-1601 |
| Document Number | 0030061777 |
| Book / Page | 003006 / 001777 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 52853 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 577 W SADDLE RIVER RD UPPER SADDLE RIVER NJ 074581126, UPPER SADDLE RIVER, NJ 07458-1126 |
| Document Number | 30061783 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 003006/001783 |
| Instrument | 52853 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $587,000 (-) Land $342,600 Building $244,400 | $587,000 (-) Land $342,600 Building $244,400 | |
| 2025 | $15,203.00 (+1.73%) | $587,000 (-) Land $342,600 Building $244,400 | $587,000 (-) Land $342,600 Building $244,400 |
| 2024 | $14,945.00 (+2.96%) | ||
| 2023 | $587,000 Land $342,600 Building $244,400 | $587,000 Land $342,600 Building $244,400 | |
| 2022 | $14,516.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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