Essex County and Rowley Town property record for 16 Heritage Way, Rowley, MA 01969
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 2,017 sqft · built 2015 |
| Lot Size | 20.1 acres (876,165 sqft) |
| Owner | Individual Name on File |
| Last Sale | $764,000 (Jul 2022) |
| Tax Bill | $8,617 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0025 B:0098 L:0018 |
| Primary APN | ROWL M:0025 B:0098 L:0018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,017 sqft Living Area |
| Gross Area | 4,077 sqft |
| Basement Area | 978 sqft |
| Unfinished Basement | 978 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Condo/Apartment |
| Lot Area | 876,165 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 16 HERITAGE WAY |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1214 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CEN |
| Legal Block | 98 |
| Legal Lot Number | 18 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 270100 |
16 Heritage Way, a condominium, is owned and occupied by an individual who bought it in July 2022.
Source: Essex County and Rowley Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 HERITAGE WAY, ROWLEY, MA 01969-1214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed of Trust, Mortgage · ARM WASHINGTON TRUST MORTGAGE CO |
| Jul 29, 2022 | Condominium Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Prior Sale | Sep 30, 2015 · Amount on File |
| Deed Book / Page | 41097 / 214 |
| Transfer Doc | 034413-502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 16 HERITAGE WAY, ROWLEY, MA 01969-1214 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041279-501 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 41279/501 |
| Instrument | 20221101002760 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 1, 2032 |
| Index | 1-Year CMT |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Jul 29, 2022 |
| Property Address | 16 HERITAGE WAY, ROWLEY, MA 01969-1214 |
| Document Number | 041097-214 |
| Book / Page | 41097 / 214 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 20220729001980 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 HERITAGE WAY, ROWLEY, MA 01969-1214 |
| Document Number | 220729001990 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 220729001990 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 1, 2032 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
The 2026 property tax bill for 16 Heritage Way was $8,617, up 3% from the year before.
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,617.00 (+2.99%) | $712,700 (+0.25%) Building $712,700 | $770,181 (-2.85%) |
| 2025 | $8,367.00 (+0.61%) | $710,900 (+3.43%) Building $710,900 | $792,775 |
| 2024 | $8,316.00 (+4.62%) | $687,300 (+12.58%) Building $687,300 | |
| 2023 | $7,949.00 | $610,500 Building $610,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Heritage Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Heritage Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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