16 Hemlock Way, Highlands, NC 28741 Property Records

Macon County property record for 16 Hemlock Way, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,843 sqft · built 1995
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$2,000,000 (Sep 2025)
Tax Bill	$3,104 (2026)
Deeds & Mortgages	Sep 2025 Sale Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7551218575`

Property Details

APN / Parcel Number

Primary APN	`7551218575`
Alternative APNs	`0517093` `157976` `161094` `79539`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,843 sqft Heated Area
1st Floor Area	1,843 sqft
Basement Area	799 sqft
Finished Basement	799 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	819 sqft
Deck Area	40 sqft
Patio Area	166 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	161094
Street Address	16 HEMLOCK WAY
City	HIGHLANDS
State	NC
Zip	28741-8307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 278 CULLASAJA CLUB
Legal Subdivision	CULLASAJA CLUB
Legal Lot Number	278
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1029
Census Tract	970502

Owner

16 Hemlock Way is owned by an individual who bought it in September 2025.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	494 CALIFORNIA TER, PASADENA, CA 91105-2419
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer
Jul 8, 2024	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Jul 8, 2024 · Amount on File
Deed Document Number	20255850
Deed Book / Page	43 / 2213
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 29, 2025
Property Address	16 HEMLOCK WAY, HIGHLANDS, NC 28741-8307
Document Number	00Y43/2213
Book / Page	Y-43 / 2213
Map Reference	CARD 13830
Instrument Date	Sep 22, 2025
Instrument	2025005850
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Amount	Amount on Record
Tax	$4,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 CALIFORNIA TER, PASADENA, CA 91105-2419

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 8, 2024
Property Address	16 HEMLOCK WAY, HIGHLANDS, NC 28741-8307
Document Number	000F43/619
Book / Page	F-43 / 619
Instrument Date	Jun 24, 2024
Instrument	2024003939
Transaction Type	Transfer
Record Updated	Sep 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WILKINSON DR, LANDENBERG, PA 19350-9359
Investor	Possibly a Property Investor

Mortgage

Document Number	2024003940
Date	Jul 8, 2024
Instrument	2024003940

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Mortgage

Document Number	000F43/674
Date	Jul 8, 2024
Book Page	F-43/674
Instrument	2024003949

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	9927 DELANEY LAKE DR, TAMPA, FL 33619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 16 Hemlock Way was $3,104.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,104.00	$996,770 (+10.38%) Land $150,000 Building $846,770	$996,770 (+10.38%) Land $150,000 Building $846,770
2025		$903,070 Land $150,000 Building $753,070	$903,070 Land $150,000 Building $753,070
2023	$2,771.00	$903,070 Land $150,000 Building $753,070	$903,070 Land $150,000 Building $753,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16 Hemlock Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Hemlock Way is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
BalsamWest FiberNET Fiber	1,000 / 500
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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