16 Heights Rd, Allendale, NJ 07401 Property Records

Bergen County and Allendale Borough property record for 16 Heights Rd, Allendale, NJ 07401

Property Summary

Property TypeSingle Family Home
Details3,589 sqft · built 1951
Lot Size0.436 acres (18,992 sqft)
Owner2 Individual Names on File
Last Sale$570,000 (Jun 2006)
Tax Bill$30,797 (2025)
Deeds & MortgagesNov 2025 Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-00404-0000-00002

Property Details

APN / Parcel Number

Primary APN01-00404-0000-00002
Alternative APNs
  • 010040400002
  • 019600

Interior

Stories1 Story
Building Area3,589 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area18,992 sqft (0.436 acres)
Lot Dimensions190 ft deep x 100 ft wide

Location & Zoning

Account Number019600
Street Address16 HEIGHTS RD
CityALLENDALE
StateNJ
Zip07401-1010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description.436 AC
Legal SubdivisionAE ATKINSON
Legal Block404
Legal Lot Number2
JurisdictionBERGEN NJ
Township / Civil DivisionALLENDALE
Census Block Group3
Census Block3007
Census Tract1001

Owner

16 Heights Rd is owned and occupied by two individuals who bought it in June 2006.

Source: Bergen County and Allendale Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address16 HEIGHTS RD, ALLENDALE, NJ 07401-1010
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Sep 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2006 · Amount on File
Deed SaleJun 30, 2006 · Amount on File
Deed Book / Page9118 / 560
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address16 HEIGHTS RD, ALLENDALE, NJ 07401-1010
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 HEIGHTS RD, ALLENDALE, NJ 07401-1010

Mortgage

Document Number0056461401
DateNov 14, 2025
Book Page5646/1401
Instrument2025077667
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.3%
IndexSOFR Average 30-Day
Max Rate10.3%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address16 HEIGHTS RD, ALLENDALE, NJ 07401-1010
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043581286
DateSep 2, 2021
Book Page4358/1286
Instrument2021139693
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address16 HEIGHTS RD, ALLENDALE, NJ 07401-1010
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038591150
DateDec 10, 2020
Book Page3859/1150
Instrument20-131154
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16 Heights Rd was $30,797, up 21.3% from the year before.

Source: Bergen County and Allendale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityAllendale Borough
Elementary School DistrictAllendale Borough School District (KG - 08)
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,688,900 (+11.32%) Land $457,200 Building $1,231,700$1,688,900 (+11.32%) Land $457,200 Building $1,231,700
2025$30,797.00 (+21.35%)$1,517,100 Land $430,300 Building $1,086,800$1,517,100 Land $430,300 Building $1,086,800
2024$25,379.00
2023$1,139,900 Land $368,800 Building $771,100$1,139,900 Land $368,800 Building $771,100
2022$24,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Heights Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Heights Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NJ ALLENDALE WATER SYSTEM
serves 6,702 people · EPA ID NJ0201001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionSep 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTetrachloroethylene
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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