16 Graystone Cir, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 16 Graystone Cir, Winchester, MA 01890

Property Summary

Property Type	Condominium
Details	2 bd · 3.5 ba · 3,254 sqft · built 2011
Owner	Company Name on Record
Last Sale	$1,366,000 (Aug 2021)
Tax Bill	$16,007 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WINC M:019 B:0302 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:019 B:0302 L:0`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,254 sqft Living Area
Gross Area	3,934 sqft
Basement Area	1,197 sqft
Unfinished Basement	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 GRAYSTONE CIR
City	WINCHESTER
State	MA
Zip	01890-3873
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RDB
Legal Block	302
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3003
Census Tract	338300

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	16 GRAYSTONE CIR, WINCHESTER, MA 01890-3873
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Jan 9, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Feb 15, 2012 · Amount on Record
Deed Document Number	2021191135
Deed Book / Page	78555 / 502
Record Updated	Oct 29, 2026

August 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WINCHESTER MA
Recording Date	Aug 26, 2021
Property Address	16 GRAYSTONE CIR, WINCHESTER, MA 01890-3873
Document Number	78555-502
Book / Page	78555 / 502
Instrument Date	Aug 26, 2021
Instrument	191135
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 GRAYSTONE CIR, WINCHESTER, MA 01890-3873

Mortgage

Document Number	191136
Date	Aug 26, 2021
Instrument	191136

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Sep 1, 2028
Max Rate At Change	2.75%
Index	Other

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	16 GRAYSTONE CIR, WINCHESTER, MA 01890-3873
Document Number	70603-249
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70603-249
Date	Feb 7, 2018
Book Page	070603/000249
Instrument	152

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,007.00 (+10,227.1%)	$1,444,700 (+3.19%) Building $1,444,700	$1,641,046 (+6.48%)
2025	$155.00 (-98.99%)	$1,400,100 (+3.86%) Building $1,400,100	$1,541,185
2024	$15,273.00	$1,348,000 Building $1,348,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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