Monroe County property record for 16 Grassy Rd, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1976 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (May 2020) |
| Tax Bill | $4,352 (2024) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Jun 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00532701-019200 |
| Primary APN | 00532701-019200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 80 ft deep x 50 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 468 sqft |
| Deck Area | 365 sqft |
| Patio Area | 401 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1653802 |
|---|---|
| Old Parcel Number | 01613900532701019200 |
| Street Address | 16 GRASSY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3011 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BK 6 LT 38 SEXTON COVE ESTATES - RESUBDIVISION KEY LARGO PB6-30 OR785-1186/1187 OR854-1838 OR957-2467 OR1431-178 OR1723-754 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 01 |
| Legal Subdivision | SEXTON COVES ESTATES |
| Legal Block | 6 |
| Legal Lot Number | 38 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
16 Grassy Rd, a mobile home, is owned by an individual who bought it in May 2020.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7723 SW 169TH TER, PALMETTO BAY, FL 33157-4861 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK NA |
| Jun 14, 2017 | Warranty Deed, Transfer SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2020 · Amount on File |
| Deed Sale | May 7, 2020 · Amount on File |
| Prior Sale | Jun 14, 2017 · Amount on File |
| Deed Document Number | 2265396 |
| Deed Book / Page | 3021 / 950 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 7, 2020 |
| Property Address | 16 GRASSY RD, KEY LARGO, FL 33037-3011 |
| Document Number | 0030210950 |
| Book / Page | 3021 / 950 |
| Map Reference | MB 6 PG 30 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 2265396 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | FLAMINGO TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 17925, MIAMI, FL 33187 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 7723, PALMETTO BAY, FL 33157 |
| Document Number | 0003021952 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 3021/952 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 14, 2017 |
| Property Address | 16 GRASSY RD, KEY LARGO, FL 33037-3011 |
| Document Number | 0028591269 |
| Book / Page | 002859 / 001269 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 2127159 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $2,338.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17925 SW 212TH ST MIAMI FL 331874215, MIAMI, FL 33187-4215 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $598,673 Land $516,410 Building $82,263 | $598,673 Land $516,410 Building $82,263 | |
| 2024 | $4,352.00 (+17.72%) | ||
| 2023 | $3,697.00 (+12.06%) | $449,716 (+14.37%) Land $374,400 Building $75,316 | $449,716 (+14.37%) Land $374,400 Building $75,316 |
| 2022 | $3,299.00 | $393,200 Land $312,000 Building $81,200 | $393,200 Land $312,000 Building $81,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Grassy Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Grassy Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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