Essex County and Saugus Town property record for 16 Granite St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,373 sqft · built 1993 |
| Lot Size | 0.494 acres (21,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $254,000 (Aug 1998) |
| Tax Bill | $7,269 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:011-A B:0013 L:0002 |
| Primary APN | SAUG M:011-A B:0013 L:0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,373 sqft Living Area |
| Gross Area | 3,131 sqft |
| 1st Floor Area | 1,302 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 189 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,501 sqft (0.494 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 94011613 |
|---|---|
| Street Address | 16 GRANITE ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-4045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 13 |
| Legal Lot Number | 2 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 208402 |
Source: Essex County and Saugus Town records · APN SAUG M:011-A B:0013 L:0002
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 GRANITE ST, SAUGUS, MA 01906-4045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RADIUS FIN'L |
| Nov 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L |
| Mar 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 1998 · Amount on Record |
| Deed Sale | Aug 28, 1998 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 16 GRANITE ST, SAUGUS, MA 01906-4045 |
| Document Number | 0000617340 |
| Instrument Date | Oct 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16 GRANITE ST SAUGUS MA 019064045, SAUGUS, MA 01906-4045 |
| Document Number | 0000617340 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 617340 |
| Name | RADIUS FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 16 GRANITE ST, SAUGUS, MA 01906-4045 |
| Document Number | 0000587816 |
| Instrument Date | Nov 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000587816 |
|---|---|
| Date | Nov 08, 2017 |
| Instrument | 587816 |
| Name | HOME PT FIN'L |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 07, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 16 GRANITE ST, SAUGUS, MA 01906-4045 |
| Document Number | 0000581280 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000581280 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 581280 |
| Name | BROKER SOLUTIONS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2047 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,269.00 (+4.23%) | $680,600 (+3.94%) Land $319,500 Building $361,100 | $801,990 |
| 2024 | $6,974.00 (+4.21%) | $654,800 (+10.18%) Land $301,400 Building $353,400 | |
| 2023 | $6,692.00 | $594,300 Land $265,400 Building $328,900 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings.
Based on FCC filings for 184 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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