York County and Biddeford City property record for 16 Granite St, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,352 sqft · built 1880 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,100 (May 2019) |
| Tax Bill | $3,895 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:35 L:170-1 |
| Primary APN | BIDD M:35 L:170-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 2,398 sqft |
| 1st Floor Area | 776 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 16 GRANITE ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | BREEN EST |
| Legal Lot Number | 170-1 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 25205 |
16 Granite St is owned and occupied by two individuals who acquired it in May 2019.
Source: York County and Biddeford City records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 GRANITE ST, BIDDEFORD, ME 04005-3448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Line of Credit PEOPLES CREDIT UNION |
| May 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Nov 9, 2021 | Deed of Trust, Mortgage · Line of Credit INFINITY FEDERAL CREDIT UNION |
| Jan 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 3, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| May 9, 2019 | Deed of Trust, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2019 · Amount on File |
| Deed Sale | May 9, 2019 · Amount on File |
| Deed Document Number | 201916408 |
| Deed Book / Page | 17946 / 264 |
| Last Transfer Date | May 15, 2019 |
| Transfer Doc | 0179870330 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Apr 10, 2026 |
| Property Address | 16 GRANITE ST, BIDDEFORD, ME 04005-3448 |
| Document Number | 0198790940 |
| Book / Page | 19879 / 940 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202611762 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 GRANITE ST, BIDDEFORD, ME 04005-3448 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011762, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 19879/940 |
| Instrument | 202611762 |
| Name | PEOPLES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 16 GRANITE ST, BIDDEFORD, ME 04005-3448 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0186710684 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 18671/684 |
| Instrument | 2021029059 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 16 GRANITE ST, BIDDEFORD, ME 04005-3448 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0188650655 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 18865/655 |
| Instrument | 2021065580 |
| Name | INFINITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 16 GRANITE ST, BIDDEFORD, ME 04005-3448 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0185270468 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 18527/468 |
| Instrument | 2021003296 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Feb 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Jul 3, 2019 |
| Property Address | 16 GRANITE ST, BIDDEFORD, ME 04005-3448 |
| Document Number | 0179870330 |
| Book / Page | 017987 / 000330 |
| Instrument Date | May 15, 2019 |
| Instrument | 24776 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16 GRANITE ST BIDDEFORD ME 040053448, BIDDEFORD, ME 04005-3448 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 16 GRANITE ST, BIDDEFORD, ME 04005-3448 |
| Document Number | 0179650166 |
| Instrument Date | May 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16 GRANITE ST BIDDEFORD ME 040053448, BIDDEFORD, ME 04005-3448 |
| Document Number | 0179650166 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 017965/000166 |
| Instrument | 20015 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 16 GRANITE ST, BIDDEFORD, ME 04005-3448 |
| Document Number | 0179460267 |
| Instrument Date | May 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 16 GRANITE ST BIDDEFORD ME 040053448, BIDDEFORD, ME 04005-3448 |
| Document Number | 0179460267 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 017946/000267 |
| Instrument | 16409 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2049 |
The 2025 property tax bill for 16 Granite St was $3,895, up 6.2% from the year before.
Source: York County and Biddeford City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,895.00 (+6.25%) | $260,700 (+1.12%) Land $108,400 Building $152,300 | |
| 2024 | $3,666.00 (+9.2%) | $257,800 (+0.74%) Land $108,400 Building $149,400 | |
| 2023 | $3,357.00 (+3.01%) | $255,900 (+28.85%) Land $106,500 Building $149,400 | $277,210 |
| 2022 | $3,259.00 | $198,600 Land $73,200 Building $125,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Granite St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16 Granite St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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