16 Gema, San Clemente, CA 92672 Property Records

Orange County property record for 16 Gema, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,799 sqft · built 1989
Lot Size	0.074 acres (3,230 sqft)
Owner	Individual Name on Record
Last Sale	$1,517,500 (Sep 2022)
Tax Bill	$4,832 (2025)
Deeds & Mortgages	Sep 2022 Transfer Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`690-591-72`

Property Details

APN / Parcel Number

Primary APN	`690-591-72`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,799 sqft Living Area

Exterior

Year Built	Built 1989
Lot Area	3,230 sqft (0.074 acres)
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	16 GEMA
City	SAN CLEMENTE
State	CA
Zip	92672-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12883 BLK LOT 148
Legal Subdivision	12883
Legal Tract	12883
Legal Lot Number	148
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2000
Census Tract	42109

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 GEMA, SAN CLEMENTE, CA 92672-9408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Sep 29, 2022	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Sep 29, 2022 · Amount on Record
Deed Document Number	2022000320572
Record Updated	Jun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 29, 2022
Property Address	16 GEMA, SAN CLEMENTE, CA 92672-9408
Document Number	0000320573
Map Reference	MB 608 PG 33-36
Instrument Date	Sep 14, 2022
Instrument	2022000320573
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 GEMA, SAN CLEMENTE, CA 92672-9408

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 29, 2022
Property Address	16 GEMA, SAN CLEMENTE, CA 92672-9408
Document Number	0000320572
Map Reference	MB 608 PG 33-36
Instrument Date	Sep 1, 2022
Instrument	2022000320572
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 GEMA, SAN CLEMENTE, CA 92672-9408

Mortgage

Document Number	0000320574
Date	Sep 29, 2022
Instrument	2022000320574

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,832.00 (+3.89%)	$477,006 (-68.57%) Land $410,226 Building $66,780
2023	$4,651.00 (-17.94%)	$1,517,500 Land $1,300,094 Building $217,406
2022	$5,668.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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