16 Front St, Vernon, NY 13476 Property Records

Oneida County and Vernon Town property record for 16 Front St, Vernon, NY 13476

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,884 sqft · built 1889
Lot Size	0.202 acres (8,828 sqft)
Owner	Individual Name on File
Last Sale	$99,500 (Aug 2023)
Tax Bill	$3,439 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`306003 323.012-2-48`

Property Details

APN / Parcel Number

Primary APN	`306003 323.012-2-48`
Alternative APNs	`600332301200020480000000` `017850`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,884 sqft Total Area
1st Floor Area	892 sqft
2nd Floor Area	992 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	8,828 sqft (0.202 acres)
Lot Dimensions	176 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	975 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	226 sqft
Canopy	294 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	017850
Street Address	16 FRONT ST
City	VERNON
State	NY
Zip	13476-4300
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	01 - NOT Z
Legal Description	2 FAMILY RESIDENCE LIFE USE MARTHA A COOK
Legal Block	2
Legal Lot Number	48.000
Jurisdiction	ONEIDA NY
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2012
Census Tract	24900

Owner

16 Front St, a duplex, is owned and occupied by an individual who bought it in August 2023.

Source: Oneida County and Vernon Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	16 FRONT ST, VERNON, NY 13476-4300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Deed Document Number	20239991
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA NY
Recording Date	Aug 15, 2023
Property Address	16 FRONT ST, VERNON, NY 13476-4300
Document Number	0000009991
Instrument Date	Aug 11, 2023
Instrument	2023-009991
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 FRONT ST, VERNON, NY 13476-4300

Mortgage

Document Number	0000009992
Date	Aug 15, 2023
Instrument	2023-009992

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 16 Front St was $3,439, up 13.9% from the year before.

Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Vernon Town
Municipality	Vernon Village
Unified School District	Sherrill City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,439.00 (+13.87%)
2025	$3,020.00	$65,300 Land $2,400 Building $62,900	$150,115 Land $5,517 Building $144,598
2023		$65,300 (-) Land $2,400 Building $62,900	$137,474 (+9.47%) Land $5,053 Building $132,421
2022	$722.00	$65,300 Land $2,400 Building $62,900	$125,577 Land $4,615 Building $120,962

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERNON VILLAGE serves 1,155 people · EPA ID NY3202412
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20