16 Front St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 16 Front St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,460 sqft · built 1915
Lot Size	0.054 acres (2,352 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jul 2024)
Tax Bill	$5,077 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00903-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`19-00903-0000-00044`
Alternative APNs	`190090300044` `01001640` `1289`

Interior

Stories	2 Stories
Building Area	1,460 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	2,352 sqft (0.054 acres)
Lot Dimensions	65 ft deep x 37 ft wide

Location & Zoning

Account Number	1289
Street Address	16 FRONT ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5B3
Legal Subdivision	TOWN/PHILLSBURG
Legal Block	903
Legal Lot Number	44
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	4
Census Block	4011
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 FRONT ST, PHILLIPSBURG, NJ 08865-2300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Quit Claim Deed, Transfer CROSSCOUNTRY MTG
Apr 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRSTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Jul 18, 1994 · Amount on Record
Deed Document Number	2024608557
Deed Book / Page	3436 / 37
Prior Transfer Date	May 16, 2014
Prior Transfer Doc	2551/236
Record Updated	Sep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 26, 2021
Property Address	16 FRONT ST, PHILLIPSBURG, NJ 08865-2300
Document Number	0000544840
Book / Page	003130 / 000049
Instrument Date	Jan 21, 2021
Instrument	544840
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	FIRST UNITED LAND TRANSFER INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 FRONT ST PHILLIPSBURG NJ 088652300, PHILLIPSBURG, NJ 08865-2300

Mortgage

Document Number	544841
Date	Jan 26, 2021
Book Page	007022/000327
Instrument	544841

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	16 FRONT ST, PHILLIPSBURG, NJ 08865-2300
Document Number	0000491736
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 FRONT ST PHILLIPSBURG NJ 088652300, PHILLIPSBURG, NJ 08865-2300

Mortgage

Document Number	0000491736
Date	Apr 20, 2018
Book Page	006572/000224
Instrument	491736

Lender

Name	FIRSTRUST BK
Type	Bank
Address	HORSHAM, PA 19044-2201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,600 (-) Land $15,500 Building $93,100	$108,600 (-) Land $15,500 Building $93,100
2025	$5,077.00 (+2.86%)	$108,600 (-) Land $15,500 Building $93,100	$108,600 (-) Land $15,500 Building $93,100
2024	$4,936.00 (+9.59%)
2023		$108,600 Land $15,500 Building $93,100	$108,600 Land $15,500 Building $93,100
2022	$4,504.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30

May also be available: Astound Broadband, AT&T, T-Mobile, Verizon, Xfinity.

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