Monmouth County and Matawan Borough property record for 16 Franklin St, Matawan, NJ 07747
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,562 sqft · built 1920 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Mar 2023) |
| Tax Bill | $10,959 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Feb 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00029-0000-00055 |
| Primary APN | 31-00029-0000-00055 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,562 sqft Living Area |
| 1st Floor Area | 1,090 sqft |
| Upper Floors Area | 738 sqft |
| Basement Area | 558 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,499 sqft (0.149 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 04080 |
|---|---|
| Street Address | 16 FRANKLIN ST |
| City | MATAWAN |
| State | NJ |
| Zip | 07747-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Block | 29 |
| Legal Lot Number | 55 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MATAWAN |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 803000 |
16 Franklin St is owned and occupied by two individuals who bought it in March 2023.
Source: Monmouth County and Matawan Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 FRANKLIN ST, MATAWAN, NJ 07747-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP |
| Feb 15, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Dec 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2023 · Amount on File |
| Deed Sale | Mar 6, 2023 · Amount on File |
| Prior Sale | Aug 4, 2010 · Amount on File |
| Deed Document Number | 202315667 |
| Deed Book / Page | 9636 / 3848 |
| Prior Transfer Date | Aug 25, 2011 |
| Prior Transfer Doc | 0089082288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 6, 2023 |
| Property Address | 16 FRANKLIN ST, MATAWAN, NJ 07747-3204 |
| Document Number | 0096363848 |
| Book / Page | 9636 / 3848 |
| Instrument Date | Feb 13, 2023 |
| Instrument | 2023015667 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Title Company | INNOVATION TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,319.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 FRANKLIN ST, MATAWAN, NJ 07747-3204 |
| Name | Verified Name |
|---|---|
| Address | 16 FRANKLIN ST, MATAWAN, NJ 07747-3204 |
| Document Number | 2023015668 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 2023015668 |
| Name | MORTGAGE ACCESS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 FRANKLIN ST, MATAWAN, NJ 07747-3204 |
| Document Number | 0000073340 |
| Instrument Date | Feb 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 16 FRANKLIN ST MATAWAN NJ 077473204, MATAWAN, NJ 07747-3204 |
| Document Number | 0000073340 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 009425/008952 |
| Instrument | 73340 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 FRANKLIN ST, MATAWAN, NJ 07747-3204 |
| Document Number | 0000002789 |
| Instrument Date | Dec 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 16 FRANKLIN ST MATAWAN NJ 077473204, MATAWAN, NJ 07747-3204 |
| Document Number | 0000002789 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 009389/009269 |
| Instrument | 2789 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 7, 2035 |
The 2025 property tax bill for 16 Franklin St was $10,959, down 2.7% from the year before.
Source: Monmouth County and Matawan Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Matawan Borough |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,900 (+6.06%) Land $303,000 Building $253,900 | $556,900 (+6.06%) Land $303,000 Building $253,900 | |
| 2025 | $10,959.00 (-2.73%) | $525,100 Land $288,000 Building $237,100 | $525,100 Land $288,000 Building $237,100 |
| 2024 | $11,266.00 | ||
| 2023 | $489,900 Land $293,000 Building $196,900 | $489,900 Land $293,000 Building $196,900 | |
| 2022 | $10,046.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jul 1988 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Franklin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATAWAN BOROUGH WATER DE serves 9,084 people · EPA ID NJ1329001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - COASTAL NORTH |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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