Worcester County and Worcester City property record for 16 Frank St, Worcester, MA 01604
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1933 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Dec 2024) |
| Tax Bill | $3,924 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Mar 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-010-00051 |
| Primary APN | 17-010-00051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 2,532 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Account Number | 17-010-00051 |
|---|---|
| Street Address | 16 FRANK ST |
| City | WORCESTER |
| State | MA |
| Zip | 01604-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-7 |
| Legal Block | 10 |
| Legal Lot Number | 51 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 732201 |
Source: Worcester County and Worcester City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 FRANK ST, WORCESTER, MA 01604-1016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Dec 29, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BAY STATE SAVINGS BANK |
| Mar 29, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance ARC HOME LLC |
| Sep 2, 2020 | Deed of Trust, Mortgage · Balloon Mortgage MASSACHUSETTS INSTITUTE OF TECHNOLOGY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2024 · Amount on Record |
| Deed Sale | Dec 31, 2024 · Amount on Record |
| Prior Sale | Dec 29, 2022 · Amount on Record |
| Deed Book / Page | 71484 / 316 |
| Prior Transfer Date | Mar 23, 2021 |
| Prior Transfer Doc | 0064787-67 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Dec 29, 2022 |
| Property Address | 16 FRANK ST, WORCESTER, MA 01604-1016 |
| Document Number | 068663-301 |
| Book / Page | 68663 / 301 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 136521 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 FRANK ST, WORCESTER, MA 01604-1016 |
| Document Number | 0000136522 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 136522 |
| Name | BAY STATE SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Mar 29, 2021 |
| Property Address | 16 FRANK ST, WORCESTER, MA 01604-1016 |
| Document Number | 0064787-64 |
| Book / Page | 64787 / 64 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 42343 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 FRANK ST, WORCESTER, MA 01604-1016 |
| Document Number | 0064787-67 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 64787/67 |
| Instrument | 42344 |
| Name | ARC HOME LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 16 FRANK ST, WORCESTER, MA 01604-1016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63177-165 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 63177/165 |
| Instrument | 100884 |
| Name | MASSACHUSETTS INSTITUTE OF TECHNOLOGY |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2040 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,924.00 (+6.05%) | $297,500 (+15.31%) Land $97,900 Building $199,600 | $387,885 (+2.77%) |
| 2024 | $377,435 | ||
| 2023 | $3,700.00 | $258,000 Land $85,100 Building $172,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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