16 Ford Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 16 Ford Ave, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,875 sqft · built 1887
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Apr 2022)
Tax Bill	$8,720 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`361200 300.6-1-18`

Property Details

APN / Parcel Number

Primary APN	`361200 300.6-1-18`
Alternative APNs	`120030000600010180000000` `3911 1362`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,875 sqft Living Area
1st Floor Area	1,451 sqft
2nd Floor Area	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	195 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	97 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 1362
Street Address	16 FORD AVE
City	ONEONTA
State	NY
Zip	13820-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	310
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	3
Census Block	3005
Census Tract	590900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oneonta Downtown Historic District listed 2003 · 65 contributing resources · NRIS 03001245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 FORD AVE, ONEONTA, NY 13820-1818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Dec 4, 2001 · Amount on Record
Deed Document Number	20222022-2279
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Apr 26, 2022
Property Address	16 FORD AVE, ONEONTA, NY 13820-1818
Document Number	0000000279
Instrument Date	Apr 25, 2022
Instrument	2022-2279
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GARDNER PL APT 62, 62, ONEONTA, NY 13820-1607

Mortgage

Document Number	0000000280
Date	Apr 26, 2022
Instrument	2022-2280

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,720.00 (+2.44%)
2025	$8,512.00	$225,000 (-) Land $21,100 Building $203,900	$316,901 (+14.08%) Land $29,718 Building $287,183
2023		$225,000 Land $21,100 Building $203,900	$277,778 Land $26,049 Building $251,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20