16 Fleming Ave, Lock Haven, PA 17745 Property Records

Clinton County property record for 16 Fleming Ave, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,305 sqft · built 1976
Lot Size	0.261 acres (11,369 sqft)
Owner	Individual Name on Record
Last Sale	$269,900 (Aug 2025)
Tax Bill	$2,316 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H-02-0001-B`

Property Details

APN / Parcel Number

Primary APN	`H-02-0001-B`
Alternative APN	`6-3104`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
Gross Area	3,016 sqft
1st Floor Area	1,305 sqft
Basement Area	1,305 sqft
Unfinished Basement	1,305 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,369 sqft (0.261 acres)
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	H -02-0001-B
Street Address	16 FLEMING AVE
City	LOCK HAVEN
State	PA
Zip	17745-3930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	CLINTON PA
Township / Civil Division	CASTANEA
Census Block Group	3
Census Block	3082
Census Tract	30500

Owner

Source: Clinton County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 FLEMING AVE, LOCK HAVEN, PA 17745-3930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Aug 29, 2025	Deed, Transfer · Conventional Mortgage KIND LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	May 14, 2004 · Amount on Record
Deed Document Number	20253084
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	16 FLEMING AVE, LOCK HAVEN, PA 17745-3930
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 FLEMING AVE, LOCK HAVEN, PA 17745-3930

Mortgage

Document Number	0202103961
Date	Aug 26, 2021
Instrument	2021-03961

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	LOCK HAVEN, PA 17745

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Aug 29, 2025
Property Address	16 FLEMING AVE, LOCK HAVEN, PA 17745-3930
Document Number	0202503084
Instrument Date	Aug 25, 2025
Instrument	2025-03084
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,699.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 FLEMING AVE, LOCK HAVEN, PA 17745-3930

Mortgage

Document Number	0202503085
Date	Aug 29, 2025
Instrument	2025-03085

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
County Subdivision	Castanea Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,316.00 (+1.18%) Homeowner's exemption	$103,900 (-) Land $17,100 Building $86,800
2025	$2,289.00 (+7.62%)	$103,900 (-) Land $17,100 Building $86,800
2023	$2,127.00	$103,900 Land $17,100 Building $86,800
2008			$103,900 Land $17,100 Building $86,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	29 (1979–2010)
Claims Outside the SFHA	3 of 29
Most Recent Claim	Dec 2010 · river or lake flooding
Claims by Event	Tropical Depression Ivan, Sep 2004 · 7 claims Severe Storms And Flooding, Jan 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2016
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
River Valley Internet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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