Anne Arundel County property record for 16 Fleet St, Annapolis, MD 21401
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 656 sqft · built 1900 |
| Lot Size | 0.02 acres (888 sqft) |
| Owner | Company Name on File |
| Last Sale | $615,000 (Jun 2023) |
| Tax Bill | $8,117 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Jun 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-05577608 |
| Primary APN | 06-000-05577608 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 656 sqft Living Area |
| Gross Area | 802 sqft |
| 1st Floor Area | 392 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 888 sqft (0.02 acres) |
| Porch | Enclosed Porch |
| Porch Area | 136 sqft |
| Balcony Area | 83 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00005577608 |
|---|---|
| Street Address | 16 FLEET ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-1712 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 706103 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
16 Fleet St, a townhouse, is owned by a company that bought it in June 2023.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16 FLEET ST, ANNAPOLIS, MD 21401-1712 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2023 | Deed, Transfer ATG TITLE INC |
| Jun 7, 2018 | Deed of Trust, Mortgage · VA Mortgage TOWNE BANK MORTGAGE |
| Dec 21, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage MERIDIAN BANK |
| Dec 14, 2018 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 13, 2017 | Grant Deed, Transfer · VA Mortgage TOWNEBANK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2023 · Amount on File |
| Deed Sale | Jun 7, 2023 · Amount on File |
| Prior Sale | Dec 21, 2020 · Amount on File |
| Deed Book / Page | 39704 / 428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 7, 2023 |
| Property Address | 16 FLEET ST, ANNAPOLIS, MD 21401-1712 |
| Document Number | 0397040428 |
| Book / Page | 39704 / 428 |
| Instrument Date | May 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | ATG TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1915 CLEMATIS ST, SARASOTA, FL 34239-3814 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 16 FLEET ST, ANNAPOLIS, MD 21401-1712 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | UNIVERSAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0321780474 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 32178/474 |
| Name | TOWNE BANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jul 1, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 21, 2020 |
| Property Address | 16 FLEET ST, ANNAPOLIS, MD 21401-1712 |
| Document Number | 0358250139 |
| Book / Page | 35825 / 139 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,737.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 FLEET ST, ANNAPOLIS, MD 21401-1712 |
| Document Number | 35825147 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 35825/147 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 14, 2018 |
| Property Address | 16 FLEET ST, ANNAPOLIS, MD 21401-1712 |
| Document Number | 0327380331 |
| Book / Page | 32738 / 331 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | QUIET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 409 E CAMDEN AVE, MOORESTOWN, NJ 08057-2237 |
| Document Number | 0032738334 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 32738/334 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 13, 2017 |
| Property Address | 16 FLEET ST, ANNAPOLIS, MD 21401-1712 |
| Document Number | 0311930110 |
| Book / Page | 031193 / 000110 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 FLEET ST ANNAPOLIS MD 214011712, ANNAPOLIS, MD 21401-1712 |
| Document Number | 311930118 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 031193/000118 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2047 |
The 2025 property tax bill for 16 Fleet St was $8,117.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $615,500 Land $430,000 Building $185,500 | $615,500 Land $430,000 Building $185,500 | |
| 2025 | $8,117.00 | ||
| 2023 | $6,727.00 | $468,500 Land $395,000 Building $73,500 | $468,500 Land $395,000 Building $73,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Fleet St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 5 (2021–2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Fleet St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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