Middlesex County and Melrose City property record for 16 Ferdinand St, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,764 sqft · built 1910 |
| Lot Size | 0.009 acres (401 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $642 (2026) |
| Deeds & Mortgages | Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:A13 P:0000090 |
| Primary APN | MELR M:A13 P:0000090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 3,067 sqft |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 1,036 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 401 sqft (0.009 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 16 FERDINAND ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URA |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 336100 |
16 Ferdinand St is owned and occupied by an individual.
Source: Middlesex County and Melrose City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 FERDINAND ST, MELROSE, MA 02176-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 16 FERDINAND ST, MELROSE, MA 02176-1101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73927-132 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 73927/132 |
| Instrument | 210045 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2040 |
The 2026 property tax bill for 16 Ferdinand St was $642, up 12,74% from the year before.
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $642.00 (+12,74%) | $56,000 (+4.67%) Land $36,800 Building $19,200 | $913,477 (+14.95%) |
| 2025 | $5.00 (-99.02%) | $53,500 (+4.09%) Land $34,700 Building $18,800 | $794,675 |
| 2024 | $510.00 (-0.2%) | $51,400 (+4.9%) Land $32,600 Building $18,800 | |
| 2023 | $511.00 | $49,000 Land $31,500 Building $17,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Ferdinand St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Ferdinand St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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