16 Fenbrook Rd, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 16 Fenbrook Rd, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,036 sqft · built 2007
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,525,000 (Jun 2024)
Tax Bill	$13,099 (2025)
Deeds & Mortgages	Mar 2025 Sale Oct 2024 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`OSAY M:004 B:306 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:004 B:306 L`
Alternative APN	`88000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,036 sqft Living Area
Gross Area	4,616 sqft
1st Floor Area	1,532 sqft
Attic	Attic
Attic Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	88000
Street Address	16 FENBROOK RD
City	OLD SAYBROOK
State	CT
Zip	06475-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	306
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	3
Census Block	3006
Census Tract	670200

Owner

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	16 FENBROOK RD, OLD SAYBROOK, CT 06475-2908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2025	Warranty Deed, Transfer
Oct 25, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 20, 2024	Warranty Deed, Transfer
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit M & T BANK
Oct 16, 2019	Deed of Trust, Mortgage · ARM PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Prior Sale	Jun 20, 2012 · Amount on Record
Deed Book / Page	691 / 770
Record Updated	Sep 20, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Mar 4, 2025
Property Address	16 FENBROOK RD, OLD SAYBROOK, CT 06475-2908
Document Number	000697-186
Book / Page	697 / 186
Instrument Date	Mar 3, 2025
Transaction Type	Transfer
Record Updated	Mar 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 FENBROOK RD, OLD SAYBROOK, CT 06475-2908

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	16 FENBROOK RD, OLD SAYBROOK, CT 06475-2908
Transaction Type	Mortgage
Record Updated	Nov 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000694-693
Date	Oct 25, 2024
Book Page	694/693

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Jun 20, 2024
Property Address	16 FENBROOK RD, OLD SAYBROOK, CT 06475-2908
Document Number	000691-770
Book / Page	691 / 770
Instrument Date	Jun 17, 2024
Transaction Type	Transfer
Record Updated	Jul 4, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	16 FENBROOK RD, OLD SAYBROOK, CT 06475-2908
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000686-697
Date	Sep 15, 2023
Book Page	686/697

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	16 FENBROOK RD, OLD SAYBROOK, CT 06475-2908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	644-1029
Date	Oct 16, 2019
Book Page	644/1029

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2029
Index	Other

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,099.00	$845,100 (+64.99%) Land $272,500 Building $572,600	$591,570 Land $190,750 Building $400,820
2024	$13,099.00 (+25.06%)
2023	$10,474.00 (+1.84%)	$512,200 (-) Land $178,400 Building $333,800
2022	$10,285.00	$512,200 Land $178,400 Building $333,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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