16 Fairmount Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 16 Fairmount Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,929 sqft · built 1926
Lot Size	0.169 acres (7,362 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Nov 2003)
Tax Bill	$28,406 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04504-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`13-04504-0000-00005`
Alternative APN	`130450400005`

Interior

Stories	2 Stories
Building Area	2,929 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	7,362 sqft (0.169 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130450400005
Street Address	16 FAIRMOUNT AVE
City	MONTCLAIR
State	NJ
Zip	07043-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	7363SF
Legal Block	4504
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1003
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 FAIRMOUNT AVE, MONTCLAIR, NJ 07043-2405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL RESOURCES FCU
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL RESOURCES FCU
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2003 · Amount on Record
Deed Sale	Nov 3, 2003 · Amount on Record
Prior Sale	Mar 12, 1991
Deed Book / Page	6007 / 695
Prior Transfer Date	Feb 22, 1991
Prior Transfer Doc	5160000243
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	16 FAIRMOUNT AVE, MONTCLAIR, NJ 07043-2405
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	OMEGA SETTLEMENT SERVICES, OMEGA SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021134092
Date	Nov 8, 2021
Instrument	2021134092

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	16 FAIRMOUNT AVE, MONTCLAIR, NJ 07043-2405
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	OMEGA SETTLEMENT SERVICES, OMEGA SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021119809
Date	Sep 30, 2021
Instrument	2021119809

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	16 FAIRMOUNT AVE, MONTCLAIR, NJ 07043-2405
Document Number	0000103486
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	NORTHERN NJ TITLE SERVICES, NORTHERN NJ TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 FAIRMOUNT AVE MONTCLAIR NJ 070432405, MONTCLAIR, NJ 07043-2405

Mortgage

Document Number	0000103486
Date	Oct 30, 2019
Instrument	103486

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$807,900 (-) Land $346,800 Building $461,100	$807,900 (-) Land $346,800 Building $461,100
2025	$28,406.00 (+3.32%)	$807,900 (-) Land $346,800 Building $461,100	$807,900 (-) Land $346,800 Building $461,100
2024	$27,492.00 (+3.5%)
2023		$807,900 Land $346,800 Building $461,100	$807,900 Land $346,800 Building $461,100
2022	$26,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2007–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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